55 Shawmut Ave, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 55 Shawmut Ave, Lowell, MA 01851

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,613 sqft · built 1955
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Aug 2019)
Tax Bill	$5,041 (2026)
Deeds & Mortgages	Oct 2021 Refinance Apr 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M10220`

Property Details

APN / Parcel Number

Primary APN	`M10220`
Alternative APNs	`LOWE M:72 B:5310 L:55` `M:000072 T:M10220`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,613 sqft Living Area
Gross Area	2,596 sqft
1st Floor Area	750 sqft
Basement Area	750 sqft
Unfinished Basement	750 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	M10220
Street Address	55 SHAWMUT AVE
City	LOWELL
State	MA
Zip	01851-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TSF
Legal Block	5310
Legal Lot Number	55
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1004
Census Tract	311400

Owner

55 Shawmut Ave is owned and occupied by two individuals who bought it in August 2019.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 SHAWMUT AVE, LOWELL, MA 01851-1629
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Apr 10, 2017	Deed of Trust, Mortgage · Line of Credit LOWELL FIVE CENTS SAVINGS BANK
Aug 2, 2019	Quit Claim Deed, Transfer · FHA Mortgage ABSM AMERICAN BANCSHARES MORTGAGE L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2019 · Amount on File
Deed Sale	Aug 2, 2019 · Amount on File
Prior Sale	Jun 3, 1983 · Amount on File
Deed Document Number	201932169
Prior Transfer Date	Jul 29, 2019
Prior Transfer Doc	33218-270
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	55 SHAWMUT AVE, LOWELL, MA 01851-1629
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036367-60
Date	Oct 12, 2021
Book Page	36367/60
Instrument	59592

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2046

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	55 SHAWMUT AVE, LOWELL, MA 01851-1629
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31027-289
Date	Apr 10, 2017
Book Page	31027/289
Instrument	14166

Lender

Name	LOWELL FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Aug 2, 2019
Property Address	55 SHAWMUT AVE, LOWELL, MA 01851-1629
Document Number	33218-270
Book / Page	33218 / 270
Instrument Date	Jul 29, 2019
Instrument	32169
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SHAWMUT AVE, LOWELL, MA 01851-1629

Mortgage

Document Number	32170
Date	Aug 2, 2019
Instrument	32170

Lender

Name	ABSM AMERICAN BANCSHARES MORTGAGE L

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 55 Shawmut Ave was $5,041, up 5.4% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,041.00 (+5.35%)	$444,100 (+6.55%) Land $185,900 Building $258,200	$517,242 (+14.43%)
2025	$4,785.00 (+4.98%)	$416,800 (+8.91%) Land $173,700 Building $243,100	$452,010 (-0.04%)
2024	$4,558.00 (+2.77%)	$382,700 (+7.17%) Land $162,400 Building $220,300	$452,200
2023	$4,435.00	$357,100 Land $141,200 Building $215,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Shawmut Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1978–2006)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 55 Shawmut Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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