23 Shawmut Ave, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 23 Shawmut Ave, Lowell, MA 01851

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,243 sqft · built 1920
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$528,000 (Jul 2025)
Tax Bill	$6,129 (2026)
Deeds & Mortgages	Jul 2025 Sale & Refinance Apr 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`T00465`

Property Details

APN / Parcel Number

Primary APN	`T00465`
Alternative APNs	`LOWE M:72 B:5310 L:23` `M:000072 T:T00465`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,243 sqft Living Area
Gross Area	3,439 sqft
1st Floor Area	1,125 sqft
Basement Area	875 sqft
Unfinished Basement	875 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	T00465
Street Address	23 SHAWMUT AVE
City	LOWELL
State	MA
Zip	01851-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TSF
Legal Block	5310
Legal Lot Number	23
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1004
Census Tract	311400

Owner

23 Shawmut Ave is owned by two individuals who bought it in July 2025.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	36 LINDEN ST, LOWELL, MA 01852-2668
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Apr 24, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2025 · Amount on File
Deed Sale	Jul 21, 2025 · Amount on File
Deed Book / Page	39395 / 271
Record Updated	Oct 29, 2026

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jul 21, 2025
Property Address	23 SHAWMUT AVE, LOWELL, MA 01851-1629
Document Number	039395-271
Book / Page	39395 / 271
Instrument Date	Jul 21, 2025
Instrument	22379
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	36 LINDEN ST, LOWELL, MA 01852-2668

Mortgage

Document Number	0000022380
Date	Jul 21, 2025
Instrument	22380

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 24, 2023
Property Address	23 SHAWMUT AVE, LOWELL, MA 01851-1629
Document Number	037793-205
Book / Page	37793 / 205
Instrument Date	Apr 21, 2023
Instrument	11126
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 HIGH ST # UT2, UT2, READING, MA 01867-2421

Tax Assessment & Valuation

The 2026 property tax bill for 23 Shawmut Ave was $6,129, up 6.4% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,129.00 (+6.41%)	$540,000 (+7.63%) Land $156,800 Building $383,200	$544,512 (+9.53%)
2025	$5,760.00 (+2.49%)	$501,700 (+6.31%) Land $146,600 Building $355,100	$497,135 (-14.83%)
2024	$5,620.00 (+5.88%)	$471,900 (+10.41%) Land $137,000 Building $334,900	$583,680
2023	$5,308.00	$427,400 Land $119,100 Building $308,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Shawmut Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1978–2006)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23 Shawmut Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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