55 Scotland Dr, Reading, PA 19606 Property Records

Berks County property record for 55 Scotland Dr, Reading, PA 19606

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,910 sqft · built 1999
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$376,100 (Jun 2018)
Tax Bill	$3,994 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5336-14-24-5099`

Property Details

APN / Parcel Number

Primary APN	`5336-14-24-5099`
Alternative APNs	`43-5336-14-24-5099` `43001773` `001773`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,910 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Lot Area	16,553 sqft (0.38 acres)
View / Lot	Neighborhood
Garage Type	Attached
Pool Area	800 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	43001773
Street Address	55 SCOTLAND DR
City	READING
State	PA
Zip	19606-9051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	EXETER GOLF CLUB ESTATES PH 04
Legal Block	24
Legal Lot Number	16
Jurisdiction	BERKS PA
Township / Civil Division	EXETER
Census Block Group	1
Census Block	1011
Census Tract	12107

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 SCOTLAND DR, READING, PA 19606-9051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE AMERICA INC
Jun 25, 2018	Deed, Transfer · Conventional Mortgage MORTGAGE AMERICA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2018 · Amount on Record
Deed Sale	Jun 25, 2018 · Amount on Record
Prior Sale	Sep 6, 2002 · Amount on Record
Deed Document Number	201821058
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	55 SCOTLAND DR, READING, PA 19606-9051
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002285
Date	Jan 14, 2022
Instrument	2022002285

Lender

Name	MORTGAGE AMERICA INC
Type	Mortgage Company
Address	WHITEHALL, PA 18052

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jun 25, 2018
Property Address	55 SCOTLAND DR, READING, PA 19606-9051
Document Number	0000021058
Map Reference	VOL 223 PG 68
Instrument Date	Jun 14, 2018
Instrument	2018021058
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SCOTLAND DR, READING, PA 19606-9051

Mortgage

Document Number	0000021059
Date	Jun 25, 2018
Instrument	2018021059

Lender

Name	MORTGAGE AMERICA INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Exeter Township
Unified School District	Exeter Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,994.00 (+8.39%) Homeowner's exemption	$269,800 (-) Land $45,400 Building $224,400	$45,400 (-83.17%) Land $45,400
2024	$3,685.00	$269,800 Land $45,400 Building $224,400
1994			$269,800 Land $45,400 Building $224,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (2021–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW GLEN ALSACE DIV private · serves 24,951 people · EPA ID PA3060088
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.45 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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