43 Scotland Dr, Reading, PA 19606 Property Records

Berks County property record for 43 Scotland Dr, Reading, PA 19606

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,025 sqft · built 1999
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Jun 2002)
Tax Bill	$3,785 (2026)
Deeds & Mortgages	Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5336-13-24-3283`

Property Details

APN / Parcel Number

Primary APN	`5336-13-24-3283`
Alternative APNs	`43-5336-13-24-3283` `43001771` `001771`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,025 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Lot Area	16,553 sqft (0.38 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	43001771
Street Address	43 SCOTLAND DR
City	READING
State	PA
Zip	19606-9051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	EXETER GOLF CLUB ESTATES PH 04
Legal Block	24
Legal Lot Number	14
Jurisdiction	BERKS PA
Township / Civil Division	EXETER
Census Block Group	1
Census Block	1011
Census Tract	12107

Owner

43 Scotland Dr is owned and occupied by two individuals who bought it in June 2002.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 SCOTLAND DR, READING, PA 19606-9051
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2002 · Amount on File
Deed Sale	Jun 14, 2002 · Amount on File
Deed Document Number	200241109
Deed Book / Page	3552 / 52
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	43 SCOTLAND DR, READING, PA 19606-9051
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 SCOTLAND DR, READING, PA 19606-9051

Mortgage

Document Number	0000046332
Date	Dec 4, 2020
Instrument	2020046332

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	READING, PA 19602

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 19, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 43 Scotland Dr was $3,785 with a homeowner's exemption, up 1.5% from the year before.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Exeter Township
Unified School District	Exeter Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,785.00 (+1.5%) Homeowner's exemption	$255,000 (-) Land $43,000 Building $212,000	$43,000 (-) Land $43,000
2025	$3,729.00 (+6.7%) Homeowner's exemption	$255,000 (-) Land $43,000 Building $212,000	$43,000 Land $43,000
2024	$3,495.00	$255,000 Land $43,000 Building $212,000
1994			$255,000 Land $43,000 Building $212,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Scotland Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (2021–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Scotland Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW GLEN ALSACE DIV private · serves 24,951 people · EPA ID PA3060088
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.45 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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