55 Schulze Dr, Troy, MO 63379 Property Records

Lincoln County property record for 55 Schulze Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,804 sqft · built 2022
Lot Size	0.312 acres (13,591 sqft)
Owner	Company Name on Record
Tax Bill	$2,471 (2025)
Deeds & Mortgages	Nov 2021 Construction Loan Nov 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`14-90-30-000-000-007.165`

Property Details

APN / Parcel Number

Primary APN	`14-90-30-000-000-007.165`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,804 sqft Living Area
Basement Area	780 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,591 sqft (0.312 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	55 SCHULZE DR
City	TROY
State	MO
Zip	63379-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5-C OAKLEY PLAT 5
Legal Range	01E
Legal Township	49N
Legal Section	30
Legal Subdivision	OAKLEY PLAT FIVE
Legal Lot Number	5
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2000
Census Tract	810306

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	55 SCHULZE DR, TROY, MO 63379-2031
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Construction Mortgage BANK OF OLD MONROE
Nov 2, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	55 SCHULZE DR, TROY, MO 63379-2031
Transaction Type	Mortgage
Record Updated	Sep 26, 2023
Title Company	SELECT TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002472/322
Date	Nov 12, 2021
Book Page	2472/322
Instrument	2021014904

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 2, 2022
Property Address	55 SCHULZE DR, TROY, MO 63379-2031
Document Number	002485/219
Book / Page	2485 / 219
Map Reference	MB 14 PG 390
Instrument Date	Oct 27, 2022
Instrument	2022010997
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 SCHULZE DR, TROY, MO 63379-2031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SCHULZE DR, TROY, MO 63379-2031

Mortgage

Document Number	2022010998
Date	Nov 2, 2022
Instrument	2022010998

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,342 (-) Land $4,355 Building $34,987
2025	$2,471.00 (+4.75%)	$39,342 (+6.07%) Land $4,355 Building $34,987	$207,060 (+6.06%) Land $22,920 Building $184,140
2023	$2,359.00	$37,092 Land $3,804 Building $33,288	$195,220 Land $20,020 Building $175,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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