44 Schulze Dr, Troy, MO 63379 Property Records

Lincoln County property record for 44 Schulze Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,993 sqft · built 1954
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,800 (Apr 2021)
Tax Bill	$1,761 (2025)
Deeds & Mortgages	Dec 2023 Mortgage May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-90-30-000-000-007.002`

Property Details

APN / Parcel Number

Primary APN	`14-90-30-000-000-007.002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,993 sqft Living Area
Attic	Attic
Attic Area	517 sqft
Basement Area	1,476 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Garage Area	878 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	44 SCHULZE DR
City	TROY
State	MO
Zip	63379-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B1-1 OF RESUB OF PT LOT B-1 OAKLEY PLAT 3, PLAT 15/8
Legal Range	01E
Legal Township	49N
Legal Section	30
Legal Subdivision	OAKLEY PLAT 3
Legal Lot Number	B1-B
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2000
Census Tract	810306

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 SCHULZE DR, TROY, MO 63379-2018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Warranty Deed, Transfer · Conventional Mortgage MONTGOMERY BANK NA
May 19, 2022	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES SAVINGS BANK
Nov 12, 2021	Deed of Trust, Mortgage · Construction Mortgage BANK OF OLD MONROE
May 19, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 7, 2021	Warranty Deed, Transfer · Line of Credit BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2021 · Amount on Record
Deed Sale	Apr 7, 2021 · Amount on Record
Deed Document Number	20214759
Deed Book / Page	2462 / 250
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 6, 2023
Property Address	44 SCHULZE DR, TROY, MO 63379-2018
Document Number	0002496/13
Book / Page	2496 / 13
Map Reference	MB 15 PG 8
Instrument Date	Nov 29, 2023
Instrument	2023009272
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 SCHULZE DR, TROY, MO 63379-2018

Mortgage

Document Number	2023009273
Date	Dec 6, 2023
Instrument	2023009273

Lender

Name	MONTGOMERY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	44 SCHULZE DR, TROY, MO 63379-2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	SELECT TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002479/683
Date	May 19, 2022
Book Page	2479/683
Instrument	2022005423

Lender

Name	PEOPLES SAVINGS BANK
Type	Bank
Address	HERMANN, MO 65041

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	44 SCHULZE DR, TROY, MO 63379-2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	SELECT TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002472/316
Date	Nov 12, 2021
Book Page	2472/316
Instrument	2021014898

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 19, 2022
Property Address	44 SCHULZE DR, TROY, MO 63379-2018
Document Number	002479/653
Book / Page	2479 / 653
Map Reference	MB 15 PG 8
Instrument Date	May 13, 2022
Instrument	2022005393
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2024 CRIMSON MEADOWS DR, 2024, O FALLON, MO 63366-4186

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SCHULZE DR, TROY, MO 63379-2018

Mortgage

Document Number	2022005394
Date	May 19, 2022
Instrument	2022005394

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Apr 7, 2021
Property Address	44 SCHULZE DR, TROY, MO 63379-2018
Document Number	002462/250
Book / Page	2462 / 250
Instrument Date	Apr 5, 2021
Instrument	2021004759
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 SCHULZE DR, TROY, MO 63379-2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2024 CRIMSON MEADOWS DR, O FALLON, MO 63366-4186

Mortgage

Document Number	002462/251
Date	Apr 7, 2021
Book Page	2462/251
Instrument	2021004760

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,036 (-) Land $2,033 Building $26,003
2025	$1,761.00 (+3.71%)	$28,036 (+5.04%) Land $2,033 Building $26,003	$147,560 (+5.04%) Land $10,700 Building $136,860
2023	$1,698.00 (+4.81%)	$26,691 Land $1,900 Building $24,791	$140,480 Land $10,000 Building $130,480
2022	$1,620.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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