Monmouth County and Freehold Township property record for 55 Rustic Way, Freehold, NJ 07728
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 3,508 sqft · built 1996 |
| Lot Size | 1.01 acres (44,287 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $815,000 (Dec 2017) |
| Tax Bill | $21,877 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Dec 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-00031-01-00004 |
| Primary APN | 17-00031-01-00004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,508 sqft Living Area |
| 1st Floor Area | 2,238 sqft |
| Upper Floors Area | 1,632 sqft |
| Basement Area | 1,582 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 44,287 sqft |
| Lot Dimensions | 242 ft deep x 183 ft wide |
| Garage Type | Built-in |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 525 sqft |
|---|---|
| Porch | Open Porch |
| Patio Area | 480 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 1108032 |
|---|---|
| Street Address | 55 RUSTIC WAY |
| City | FREEHOLD |
| State | NJ |
| Zip | 07728-9008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Subdivision | FOUR MAPLES ESTATES |
| Legal Block | 31.1 |
| Legal Lot Number | 4 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FREEHOLD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 810402 |
55 Rustic Way is owned and occupied by two individuals who bought it in December 2017.
Source: Monmouth County and Freehold Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 RUSTIC WAY, FREEHOLD, NJ 07728-9008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 15, 2017 | Grant Deed, Transfer · Conventional Mortgage DITECH FIN'L |
| Jan 27, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2017 · Amount on File |
| Deed Sale | Dec 15, 2017 · Amount on File |
| Prior Sale | Feb 1, 2010 · Amount on File |
| Deed Document Number | 2017121830 |
| Prior Transfer Date | May 4, 2008 |
| Prior Transfer Doc | 0000051573 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 55 RUSTIC WAY, FREEHOLD, NJ 07728-9008 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 55 RUSTIC WAY, FREEHOLD, NJ 07728-9008 |
| Document Number | 0097643421 |
|---|---|
| Date | Nov 6, 2025 |
| Book Page | 9764/3421 |
| Instrument | 2025088512 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Nov 1, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 15, 2017 |
| Property Address | 55 RUSTIC WAY, FREEHOLD, NJ 07728-9008 |
| Document Number | 0000121830 |
| Book / Page | 009263 / 005876 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 121830 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $815.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 55 RUSTIC WAY FREEHOLD NJ 077289008, FREEHOLD, NJ 07728-9008 |
| Document Number | 121831 |
|---|---|
| Date | Dec 15, 2017 |
| Book Page | 009263/005915 |
| Instrument | 121831 |
| Name | DITECH FIN'L |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 14, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 55 RUSTIC WAY, FREEHOLD, NJ 07728-9008 |
| Document Number | 0000016179 |
| Instrument Date | Jan 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 55 RUSTIC WAY FREEHOLD NJ 077289008, FREEHOLD, NJ 07728-9008 |
| Document Number | 0000016179 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 009212/007308 |
| Instrument | 16179 |
| Name | WELLS FARGO BK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 9, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 55 Rustic Way was $21,877, up 10.7% from the year before.
Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Freehold Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Freehold Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,334,700 (+3.71%) Land $371,000 Building $963,700 | $1,334,700 (+3.71%) Land $371,000 Building $963,700 | |
| 2025 | $21,877.00 (+10.75%) | $1,286,900 Land $351,000 Building $935,900 | $1,286,900 Land $351,000 Building $935,900 |
| 2024 | $19,754.00 | ||
| 2023 | $1,035,900 Land $347,500 Building $688,400 | $1,035,900 Land $347,500 Building $688,400 | |
| 2022 | $19,140.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Rustic Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (2010–2011) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Rustic Way is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 54% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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