Monmouth County and Freehold Township property record for 48 Rustic Way, Freehold, NJ 07728
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 3,596 sqft · built 1995 |
| Lot Size | 1.15 acres (50,399 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,350,000 (Sep 2025) |
| Tax Bill | $21,969 (2025) |
| Deeds & Mortgages | Aug 2024 Line of Credit Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-00031-0000-00006-08 |
| Primary APN | 17-00031-0000-00006-08 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,596 sqft Living Area |
| 1st Floor Area | 2,284 sqft |
| Upper Floors Area | 1,744 sqft |
| Basement Area | 1,624 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 50,399 sqft |
| Lot Dimensions | 252 ft deep x 200 ft wide |
| Garage Type | Built-in |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 704 sqft |
|---|---|
| Porch | Porch |
| Deck Area | 24 sqft |
| Patio Area | 1,438 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 1108012 |
|---|---|
| Street Address | 48 RUSTIC WAY |
| City | FREEHOLD |
| State | NJ |
| Zip | 07728-9011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Subdivision | FOUR MAPLES ESTATES |
| Legal Block | 31 |
| Legal Lot Number | 6.8 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FREEHOLD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 810402 |
Source: Monmouth County and Freehold Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 RUSTIC WAY, FREEHOLD, NJ 07728-9011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 27, 2024 | Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC |
| Jun 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAPITAL GROUP INC |
| Sep 18, 2025 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 31, 2019 | Grant Deed, Transfer · Conventional with PMI SPROUT MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2025 · Amount on Record |
| Deed Sale | Sep 18, 2025 · Amount on Record |
| Prior Sale | Oct 31, 2019 · Amount on Record |
| Deed Document Number | 202574660 |
| Deed Book / Page | 9756 / 9838 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 48 RUSTIC WAY, FREEHOLD, NJ 07728-9011 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0097017126 |
|---|---|
| Date | Aug 27, 2024 |
| Book Page | 9701/7126 |
| Instrument | 2024058779 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 16, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 48 RUSTIC WAY, FREEHOLD, NJ 07728-9011 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Title Company | NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC |
| Name | Verified Name |
|---|
| Document Number | 0095193440 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 9519/3440 |
| Instrument | 2021092815 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 18, 2025 |
| Property Address | 48 RUSTIC WAY, FREEHOLD, NJ 07728-9011 |
| Document Number | 0097569838 |
| Book / Page | 9756 / 9838 |
| Instrument Date | Sep 3, 2025 |
| Instrument | 2025074660 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27,310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 827 5TH ST, UNION BEACH, NJ 07735-2825 |
| Name | Verified Name |
|---|---|
| Address | 48 RUSTIC WAY, FREEHOLD, NJ 07728-9011 |
| Document Number | 2025074661 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 2025074661 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 31, 2019 |
| Property Address | 48 RUSTIC WAY, FREEHOLD, NJ 07728-9011 |
| Document Number | 0000102343 |
| Book / Page | 009376 / 007914 |
| Instrument Date | Sep 16, 2019 |
| Instrument | 102343 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | VICTORIA ABSTRACT SETTLEMENT SERVICES L, VICTORIA ABS SETTLEMENT SVCS L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 RUSTIC WAY FREEHOLD NJ 077289011, FREEHOLD, NJ 07728-9011 |
| Document Number | 102344 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 009376/007936 |
| Instrument | 102344 |
| Name | SPROUT MTG |
|---|---|
| Address | IRVING, TX 75038 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.01% |
Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Freehold Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Freehold Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,367,300 (+5.8%) Land $378,000 Building $989,300 | $1,367,300 (+5.8%) Land $378,000 Building $989,300 | |
| 2025 | $21,969.00 (+8.68%) | $1,292,300 (+21.77%) Land $358,000 Building $934,300 | $1,292,300 (+21.77%) Land $358,000 Building $934,300 |
| 2024 | $20,214.00 (+8.28%) | ||
| 2023 | $1,061,300 Land $372,600 Building $688,700 | $1,061,300 Land $372,600 Building $688,700 | |
| 2022 | $18,668.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (2010–2011) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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