55 River Bluff Dr, Savannah, GA 31406 Property Records

Chatham County property record for 55 River Bluff Dr, Savannah, GA 31406

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,152 sqft · built 1990
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$249,000 (Sep 2016)
Tax Bill	$3,028 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-0501-03-012`

Property Details

APN / Parcel Number

Primary APN	`1-0501-03-012`
Alternative APN	`F227C150`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,152 sqft Living Area
1st Floor Area	1,178 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	448 sqft
Porch	Slab
Porch Area	156 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	55 RIVER BLUFF DR
City	SAVANNAH
State	GA
Zip	31406-6976
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CM
Legal Description	LOT 12 OAK BLUFF SUB
Legal Subdivision	BLUFF SUB
Legal Lot Number	12
Jurisdiction	CHATHAM GA
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2000
Census Tract	11008

Owner

55 River Bluff Dr is owned and occupied by two individuals who bought it in September 2016.

Source: Chatham County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 RIVER BLUFF DR, SAVANNAH, GA 31406-6976
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2016 · Amount on File
Deed Sale	Sep 9, 2016 · Amount on File
Prior Sale	Aug 27, 2013
Deed Document Number	20168852
Deed Book / Page	897 / 526
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	55 RIVER BLUFF DR, SAVANNAH, GA 31406-6976
Transaction Type	Mortgage
Record Updated	Aug 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 RIVER BLUFF DR, SAVANNAH

Mortgage

Document Number	0000002417/0000000530
Date	Jun 21, 2021
Book Page	0000002417/0000000530

Lender

Name	FLAGSTAR BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 55 River Bluff Dr was $3,028.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,400 (+1.58%) Land $50,000 Building $124,400	$436,000 (+1.58%) Land $125,000 Building $311,000
2025	$3,028.00 Homeowner's exemption	$171,680 Land $50,000 Building $121,680	$429,200 Land $125,000 Building $304,200
2023		$134,080 (+31.61%) Land $20,000 Building $114,080	$335,200 (+31.61%) Land $50,000 Building $285,200
2022	$2,688.00	$101,880 Land $20,000 Building $81,880	$254,700 Land $50,000 Building $204,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55 River Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 River Bluff Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 86% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARSH POINT HOMES private · serves 497 people · EPA ID GA0510047
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	SAVANNAH-MAIN
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20