Chatham County property record for 45 River Bluff Dr, Savannah, GA 31406
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,361 sqft · built 1992 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $419,000 (May 2018) |
| Tax Bill | $5,065 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Sep 2018 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-0501-03-017 |
| Primary APN | 1-0501-03-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,361 sqft Living Area |
| 1st Floor Area | 1,346 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Area | 372 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Deck Area | Deck Area |
| Patio Area | 119 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Street Address | 45 RIVER BLUFF DR |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31406-6976 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CM |
| Legal Description | LOT 17 OAK BLUFF SUB |
| Legal Subdivision | BLUFF SUB |
| Legal Lot Number | 17 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11008 |
45 River Bluff Dr is owned and occupied by two individuals who acquired it in July 2024.
Source: Chatham County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 RIVER BLUFF DR, SAVANNAH, GA 31406-6976 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU |
| Sep 28, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Sep 28, 2018 | Quit Claim Deed, Transfer Quitclaim |
| May 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage PENTAGON FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2018 · Amount on File |
| Deed Sale | May 31, 2018 · Amount on File |
| Deed Document Number | 20185158 |
| Deed Book / Page | 1362 / 126 |
| Last Transfer Date | Jul 24, 2024 |
| Transfer Doc | 0034420777 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 45 RIVER BLUFF DR, SAVANNAH, GA 31406-6976 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0013670020 |
|---|---|
| Date | Jun 7, 2018 |
| Book Page | 1367/020 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Sep 28, 2018 |
| Property Address | 45 RIVER BLUFF DR, SAVANNAH, GA 31406-6976 |
| Document Number | 0014660495 |
| Book / Page | 1466 / 495 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 2018-010386 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 RIVER BLUFF DR, SAVANNAH, GA 31406-6976 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Sep 28, 2018 |
| Property Address | 45 RIVER BLUFF DR, SAVANNAH, GA 31406-6976 |
| Document Number | 0014660497 |
| Book / Page | 1466 / 497 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 2018-010385 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 RIVER BLUFF DR, SAVANNAH, GA 31406-6976 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | May 31, 2018 |
| Property Address | 45 RIVER BLUFF DR, SAVANNAH, GA 31406-6976 |
| Document Number | 0013620126 |
| Book / Page | 1362 / 126 |
| Instrument Date | May 31, 2018 |
| Instrument | 2018-005158 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 RIVER BLUFF DR, SAVANNAH, GA 31406-6976 |
| Document Number | 0013620127 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | 1362/127 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2038 |
The 2025 property tax bill for 45 River Bluff Dr was $5,065, up 2.7% from the year before.
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,480 (+1.39%) Land $90,000 Building $120,480 | $526,200 (+1.39%) Land $225,000 Building $301,200 | |
| 2025 | $5,065.00 (+2.7%) Homeowner's exemption | $207,600 Land $90,000 Building $117,600 | $519,000 Land $225,000 Building $294,000 |
| 2024 | $4,932.00 | ||
| 2023 | $182,200 (+24.28%) Land $56,000 Building $126,200 | $455,500 (+24.28%) Land $140,000 Building $315,500 | |
| 2022 | $4,515.00 | $146,600 Land $56,000 Building $90,600 | $366,500 Land $140,000 Building $226,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 45 River Bluff Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 River Bluff Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 96% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARSH POINT HOMES private · serves 497 people · EPA ID GA0510047 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Also Mapped Here | SAVANNAH-MAIN |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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