Harford County property record for 51 Ray Ave, Aberdeen, MD 21001 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 3 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 1974 |
| Square Footage | 1,240 sqft Total Area |
| Lot Size | 4,830 sqft (0.111 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $83,551 (2023) |
| Tax Bill | $1,501.00 (2025) |
| Primary APN | 02-035200 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Partial Baths | 2 Partial Baths |
| Building Area | 1,240 sqft Total Area |
| Basement Area | 300 sqft Basement |
| Finished Basement | 300 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Townhouse Style |
| Exterior Material | Asbestos Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,830 sqft (0.111 acres) |
| Depth X Width | 11 ft x 29 ft Depth x Width |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 035200 |
|---|---|
| Street Address | 51 RAY AVE |
| City | ABERDEEN |
| State | MD |
| Zip | 21001-3037 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 1 BLK A 55/29X11 51 RAY AVENUE BRENTWOOD SQ P 31/80 |
| Legal Subdivision | BRENTWOOD SQUARE 31 80 |
| Legal Block | A |
| Legal Lot Number | 1 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 2, HALLS CROSS ROADS |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 302802 |
Source: Harford County records · APN 02-035200
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51 RAY AVE, ABERDEEN, MD 21001-3037 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 22, 2023 | Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Jul 10, 2020 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) US BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 22, 2023 · Amount on Record |
| Deed Sale | Aug 22, 2023 · Amount on Record |
| Prior Sale | Aug 19, 2005 · Amount on Record |
| Prior Transfer Date | Feb 27, 2023 |
| Prior Transfer Doc | 0160100396 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 22, 2023 |
| Property Address | 51 RAY AVE, ABERDEEN, MD 21001-3037 |
| Document Number | 0160100396 |
| Book / Page | 16010 / 396 |
| Map Reference | MB HDC 31 FO 80 |
| Instrument Date | Feb 27, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 750 CUSTIS ST, ABERDEEN, MD 21001-3032 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 51 RAY AVE, ABERDEEN, MD 21001-3037 |
| Document Number | 0160100401 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 16010-0401 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Apr 01, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 51 RAY AVE, ABERDEEN, MD 21001-3037 |
| Document Number | 0139840222 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 51 RAY AVE ABERDEEN MD 210013037, ABERDEEN, MD 21001-3037 |
| Document Number | 0139840222 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 013984/000222 |
| Name | US BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 20, 2060 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Aberdeen City |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $174,200 (+4.88%) Land $40,500 Building $133,700 | $174,200 (-) Land $40,500 Building $133,700 | |
| 2025 | $1,501.00 (+6.53%) Homeowner's exemption | $166,100 (+10.81%) | $174,200 (+16.21%) Land $40,500 Building $133,700 |
| 2023 | $149,900 Land $40,500 Building $109,400 | $149,900 Land $40,500 Building $109,400 | |
| 2022 | $1,409.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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