55 Providence Ct, Cameron, NC 28326 Property Records

Harnett County property record for 55 Providence Ct, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,882 sqft · built 1998
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jan 2022)
Tax Bill	$2,064 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Nov 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1500046839`

Property Details

APN / Parcel Number

Primary APN	`1500046839`
Alternative APN	`09956502 0282 08`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,882 sqft Heated Area
1st Floor Area	955 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	528 sqft
Porch	Porch
Porch Area	78 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1500046839
Street Address	55 PROVIDENCE CT
City	CAMERON
State	NC
Zip	28326-6968
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#111 RICHMOND PARK PH 2PT 1 PC#F-758B
Legal Subdivision	RICHMOND PARK @ NORTHRIDGE PLANTATION
Legal Phase	2P
Legal Lot Number	111
Jurisdiction	HARNETT NC
Township / Civil Division	BARBECUE
Census Block Group	2
Census Block	2010
Census Tract	71303

Owner

55 Providence Ct is owned and occupied by an individual who bought it in January 2022.

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	55 PROVIDENCE CT, CAMERON, NC 28326-6968
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 20, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Mar 27, 2018	Warranty Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2022 · Amount on File
Deed Sale	Jan 6, 2022 · Amount on File
Prior Sale	Nov 20, 2019 · Amount on File
Deed Document Number	2022368
Deed Book / Page	4098 / 459
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jan 6, 2022
Property Address	55 PROVIDENCE CT, CAMERON, NC 28326-6968
Document Number	0000000368
Book / Page	4098 / 459
Map Reference	CAB F SL 758B
Instrument Date	Dec 17, 2021
Instrument	2022000368
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1212 OAK ST, 1212, DAWSON, MN 56232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 PROVIDENCE CT, CAMERON, NC 28326-6968

Mortgage

Document Number	0000000369
Date	Jan 6, 2022
Instrument	2022000369

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Nov 20, 2019
Property Address	55 PROVIDENCE CT, CAMERON, NC 28326-6968
Document Number	0000017140
Book / Page	003757 / 000376
Instrument Date	Nov 19, 2019
Instrument	17140
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 OAK DR MONTEVIDEO MN 562651061, MONTEVIDEO, MN 56265-1061

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Mar 27, 2018
Property Address	55 PROVIDENCE CT, CAMERON, NC 28326-6968
Document Number	0000004066
Book / Page	3590 / 0987
Map Reference	CAB F SL 758B
Instrument Date	Mar 26, 2018
Instrument	2018004066
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 QUEEN CHRISTINA CT, 118, HUTCHINSON ISLAND, FL 34949-8326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 PROVIDENCE CT, CAMERON, NC 28326-6968

Mortgage

Document Number	0000004067
Date	Mar 27, 2018
Instrument	2018004067

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,064.00 (+25.7%)	$263,969 (+20.48%)	$263,969 (+20.48%) Land $45,900 Building $218,069
2025	$1,642.00	$219,099 (-)	$219,099 (-) Land $52,450 Building $166,649
2023	$1,642.00	$219,099	$219,099 Land $52,450 Building $166,649

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Providence Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Providence Ct is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Brightspeed.

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