54 Providence Ct, Cameron, NC 28326 Property Records

Harnett County property record for 54 Providence Ct, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,945 sqft · built 1997
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$301,500 (Jul 2023)
Tax Bill	$2,053 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1500057554`

Property Details

APN / Parcel Number

Primary APN	`1500057554`
Alternative APNs	`09956502 0282 03` `1500039943`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,945 sqft Heated Area
1st Floor Area	830 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	528 sqft
Porch	Porch
Porch Area	172 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1500057554
Street Address	54 PROVIDENCE CT
City	CAMERON
State	NC
Zip	28326-6968
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LT#106 RICHMOND PARK PH 2PT 1 #F/758-B
Legal Subdivision	RICHMOND PARK @ NORTHRIDGE PLANTATION
Legal Phase	2P
Legal Lot Number	106
Jurisdiction	HARNETT NC
Township / Civil Division	BARBECUE
Census Block Group	2
Census Block	2010
Census Tract	71303

Owner

54 Providence Ct is owned and occupied by two individuals who bought it in July 2023.

Source: Harnett County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 PROVIDENCE CT, CAMERON, NC 28326-6968
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Dec 30, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on File
Deed Sale	Jul 7, 2023 · Amount on File
Prior Sale	Dec 30, 2020 · Amount on File
Deed Document Number	202311082
Deed Book / Page	4199 / 781
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jul 7, 2023
Property Address	54 PROVIDENCE CT, CAMERON, NC 28326-6968
Document Number	0000011082
Book / Page	4199 / 781
Map Reference	CAB F SL 758B
Instrument Date	Jun 6, 2023
Instrument	2023011082
Transaction Type	Transfer
Record Updated	Jul 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$603.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1714 YONKERS CT, FAYETTEVILLE, NC 28304-2535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 PROVIDENCE CT, CAMERON, NC 28326-6968

Mortgage

Document Number	0000011083
Date	Jul 7, 2023
Instrument	2023011083

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Dec 30, 2020
Property Address	54 PROVIDENCE CT, CAMERON, NC 28326-6968
Document Number	0000024581
Book / Page	3917 / 437
Map Reference	CAB F SL 758 B
Instrument Date	Dec 29, 2020
Instrument	2020024581
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	516 UNION CHURCH ROAD, 516, CENTRALIA, NC 28324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 PROVIDENCE CT, CAMERON, NC 28326-6968

Mortgage

Document Number	0000024582
Date	Dec 30, 2020
Instrument	2020024582

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 54 Providence Ct was $2,053.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,053.00	$262,500	$262,500 Land $38,560 Building $223,940
2023	$1,602.00	$213,429 (-)	$213,429 (-) Land $44,060 Building $169,369
2022	$1,602.00	$213,429	$213,429 Land $44,060 Building $169,369

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Providence Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Providence Ct is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Brightspeed.

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