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55 Prospect St, Ansonia, CT 06401 Property Records

Ansonia City property record for 55 Prospect St, Ansonia, CT 06401

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 956 sqft · built 1955
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Nov 2021)
Tax Bill$4,615 (2026)
Deeds & MortgagesAug 2022 Transfer
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN53410

Property Details

APN / Parcel Number

Primary APN53410
Alternative APN
  • ANSO M:056 B:0007 L:0000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area956 sqft Living Area
Gross Area2,040 sqft
1st Floor Area956 sqft
Basement Area956 sqft
Unfinished Basement956 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number53410
Street Address55 PROSPECT ST
CityANSONIA
StateCT
Zip06401-1518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal Block7
JurisdictionANSONIA CT
Township / Civil DivisionANSONIA
Census Block Group2
Census Block2002
Census Tract125200

Owner

55 Prospect St is owned and occupied by two individuals who acquired it in August 2022.

Source: Ansonia City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address55 PROSPECT ST, ANSONIA, CT 06401-1518
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2022Quit Claim Deed, Transfer
Quitclaim
Nov 22, 2021Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2021 · Amount on File
Deed SaleNov 22, 2021 · Amount on File
Prior SaleSep 8, 2016 · Amount on File
Deed Document Number20211838870002
Deed Book / Page597 / 998
Last Transfer DateAug 17, 2022
Transfer Doc000607-107
Record UpdatedOct 29, 2026

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANSONIA CT
Recording DateAug 18, 2022
Property Address55 PROSPECT ST, ANSONIA, CT 06401-1518
Document Number000607-107
Book / Page607 / 107
Instrument DateAug 17, 2022
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 PROSPECT ST, ANSONIA, CT 06401-1518

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionANSONIA CT
Recording DateNov 22, 2021
Property Address55 PROSPECT ST, ANSONIA, CT 06401-1518
Document Number597-998
Book / Page597 / 998
Instrument DateNov 19, 2021
Instrument1838870002
Transaction TypeTransfer
Record UpdatedDec 10, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 PROSPECT ST, ANSONIA, CT 06401-1518

Mortgage

Document Number1838880014
DateNov 22, 2021
Instrument1838880014
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 55 Prospect St was $4,615, up 3.2% from the year before.

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityAnsonia City
Unified School DistrictAnsonia School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,615.00 (+3.17%)$156,660 (-) Land $35,490 Building $121,170$321,321 (+193.01%)
2025$4,473.00$156,660 Land $35,490 Building $121,170$109,662 Land $24,843 Building $84,819
2024$4,473.00 (+8.81%)
2023$4,111.00 (+22.46%)$156,660 (+76.42%) Land $35,490 Building $121,170
2022$3,357.00$88,800 Land $35,800 Building $53,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 55 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL WATER AUTHORITY
serves 418,900 people · EPA ID CT0930011
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
GoNetspeed
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

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