Ansonia City property record for 40 Prospect St, Ansonia, CT 06401
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,906 sqft · built 1914 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Sep 1996) |
| Tax Bill | $7,176 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52430 |
| Primary APN | 52430 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,906 sqft Living Area |
| Gross Area | 5,778 sqft |
| 1st Floor Area | 1,370 sqft |
| Attic | Attic |
| Attic Area | 1,352 sqft |
| Basement Area | 1,370 sqft |
| Unfinished Basement | 1,370 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 52430 |
|---|---|
| Street Address | 40 PROSPECT ST |
| City | ANSONIA |
| State | CT |
| Zip | 06401-1519 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | B |
| Legal Block | 43 |
| Jurisdiction | ANSONIA CT |
| Township / Civil Division | ANSONIA |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 125200 |
40 Prospect St, a duplex, is owned by an individual who bought it in September 1996.
Source: Ansonia City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 PROSPECT ST, ANSONIA, CT 06401-1519 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 1996 · Amount on File |
| Deed Sale | Sep 5, 1996 · Amount on File |
| Deed Book / Page | 295 / 8 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANSONIA CT |
| Recording Date | Jun 24, 2026 |
| Property Address | 40 PROSPECT ST, ANSONIA, CT 06401-1519 |
| Document Number | 2015390024 |
| Book / Page | 641 / 323 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 20262015390024 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 40 PROSPECT ST, ANSONIA, CT 06401-1519 |
| Document Number | 2015390024, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 641/323 |
| Instrument | 20262015390024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 40 Prospect St was $7,176, up 3.2% from the year before.
Source: Ansonia City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Ansonia City |
| Unified School District | Ansonia School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,176.00 (+3.18%) | $243,600 (-) Land $37,940 Building $205,660 | $420,674 (+146.7%) |
| 2025 | $6,955.00 | $243,600 Land $37,940 Building $205,660 | $170,520 Land $26,558 Building $143,962 |
| 2024 | $6,955.00 (+8.81%) | ||
| 2023 | $6,392.00 (+10.3%) | $243,600 (+58.9%) Land $37,940 Building $205,660 | |
| 2022 | $5,795.00 | $153,300 Land $40,900 Building $112,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 40 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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