55 Plum St, Elgin, IL 60120 Property Records

Kane County property record for 55 Plum St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,176 sqft · built 1914
Lot Size	0.7 acres (3,048 sqft)
Owner	Company Name on Record
Last Sale	$130,000 (Aug 2021)
Tax Bill	$5,191 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-479-002`

Property Details

APN / Parcel Number

Primary APN	`06-11-479-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	5 Stories
Building Area	1,176 sqft Living Area
Gross Area	1,960 sqft
Basement Area	784 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	3,048 sqft (0.7 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Street Address	55 PLUM ST
City	ELGIN
State	IL
Zip	60120-3617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE EAST 46 FT OF THE NORTH 661/4 FT OF THE WEST 1151/4 FT OF LOT 2 BLK 40 OF A J WALDRONS SUB OF LOT 1 OF P J KIMBALLS JRS 3RD ADDN TO ELGIN
Legal Subdivision	P J KIMBALLS JRS 3RD ADDN
Legal Block	40
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2009
Census Tract	851302

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	122 W MAIN ST, 2, WEST DUNDEE, IL 60118-2017
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Commercial Mortgage REINVEST HOMERS LLC
Aug 20, 2021	Warranty Deed, Transfer · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Prior Sale	May 1, 2015 · Amount on Record
Deed Document Number	202164128
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	55 PLUM ST, ELGIN, IL 60120-3617
Transaction Type	Mortgage
Record Updated	Apr 26, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021357
Date	Apr 20, 2022
Instrument	2022K021357

Lender

Name	REINVEST HOMERS LLC
Type	Non-Lending Institution
Address	DUNDEE, IL 60118

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 20, 2021
Property Address	55 PLUM ST, ELGIN, IL 60120-3617
Document Number	0000064128
Instrument Date	Jul 22, 2021
Instrument	2021K064128
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 W MAIN ST # 2ND, WEST DUNDEE, IL 60118-2017

Mortgage

Document Number	0000063956
Date	Aug 20, 2021
Instrument	2021K063956

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,191.00 (+3.49%)	$68,053 (+8.57%) Land $8,554 Building $59,499	$204,241 (+8.57%) Land $25,672 Building $178,568
2024	$5,016.00 (+12.04%)	$62,681 (+21.39%) Land $7,879 Building $54,802	$188,118 (+21.44%) Land $23,646 Building $164,472
2022	$4,477.00 (+18.72%)	$51,634 (+6.96%) Land $6,490 Building $45,144	$154,902 (+6.96%) Land $19,470 Building $135,432
2021	$3,771.00 Homeowner's exemption	$48,274 Land $6,068 Building $42,206	$144,822 Land $18,204 Building $126,618

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile, Verizon.

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