Middlesex County and Old Bridge Township property record for 55 Phillips Dr, Old Bridge, NJ 08857
| Property Type | Single Family Home |
|---|---|
| Details | 1,787 sqft · built 1965 |
| Lot Size | 0.348 acres (15,150 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Dec 2004) |
| Tax Bill | $9,584 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jul 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-10259-15-00001 |
| Primary APN | 15-10259-15-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,787 sqft Living Area |
| 1st Floor Area | 1,787 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 15,150 sqft (0.348 acres) |
| Lot Dimensions | 150 ft deep x 101 ft wide |
| Account Number | 06538000 |
|---|---|
| Street Address | 55 PHILLIPS DR |
| City | OLD BRIDGE |
| State | NJ |
| Zip | 08857-2428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 101X150 |
| Legal Subdivision | ROCK HILL SEC 02 |
| Legal Block | 10259 |
| Legal Lot Number | 1 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | OLD BRIDGE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 7906 |
55 Phillips Dr is owned and occupied by an individual who acquired it in July 2014.
Source: Middlesex County and Old Bridge Township records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 55 PHILLIPS DR, OLD BRIDGE, NJ 08857-2428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage · Line of Credit TEACHERS FCU |
| Jul 27, 2023 | Deed of Trust, Mortgage · Line of Credit TEACHERS FCU |
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TEACHERS FCU |
| Oct 30, 2020 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2004 · Amount on File |
| Deed Sale | Dec 10, 2004 · Amount on File |
| Deed Book / Page | 5423 / 256 |
| Last Transfer Date | Jul 31, 2014 |
| Transfer Doc | 201408280102 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 55 PHILLIPS DR, OLD BRIDGE, NJ 08857-2428 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000055413 |
|---|---|
| Date | Sep 15, 2025 |
| Book Page | 19823/142 |
| Instrument | 2025055413 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | HAUPPAUGE, NY 11788 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 28, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 55 PHILLIPS DR, OLD BRIDGE, NJ 08857-2428 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000043450 |
|---|---|
| Date | Jul 27, 2023 |
| Book Page | 19261/1245 |
| Instrument | 2023043450 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | HAUPPAUGE, NY 11788 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 55 PHILLIPS DR, OLD BRIDGE, NJ 08857-2428 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Title Company | INSIGHT TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 2021051406 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 18393/696 |
| Instrument | 2021051406 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | HAUPPAUGE, NY 11788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 55 PHILLIPS DR, OLD BRIDGE, NJ 08857-2428 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000107846 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 18105/27 |
| Instrument | 2020107846 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | RENO, NV 89501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Nov 16, 2025 |
The 2025 property tax bill for 55 Phillips Dr was $9,584, up 10.1% from the year before.
Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Old Bridge Township |
| Unified School District | Old Bridge Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $151,500 (-) Land $63,100 Building $88,400 | $151,500 (-) Land $63,100 Building $88,400 | |
| 2025 | $9,584.00 (+10.06%) | $151,500 Land $63,100 Building $88,400 | $151,500 Land $63,100 Building $88,400 |
| 2024 | $8,708.00 | ||
| 2023 | $151,500 Land $63,100 Building $88,400 | $151,500 Land $63,100 Building $88,400 | |
| 2022 | $8,106.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Phillips Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (1978–2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Phillips Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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