Middlesex County and Old Bridge Township property record for 48 Phillips Dr, Old Bridge, NJ 08857
| Property Type | Single Family Home |
|---|---|
| Details | 3,333 sqft · built 1965 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | Company Name on Record |
| Last Sale | $500,000 (May 2019) |
| Tax Bill | $13,595 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Sep 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-10259-21-00009 |
| Primary APN | 15-10259-21-00009 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,333 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Account Number | 06663000 |
|---|---|
| Street Address | 48 PHILLIPS DR |
| City | OLD BRIDGE |
| State | NJ |
| Zip | 08857-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 100X150 |
| Legal Subdivision | ROCK HILL SEC 02 |
| Legal Block | 10259 |
| Legal Lot Number | 9 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | OLD BRIDGE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 7906 |
Source: Middlesex County and Old Bridge Township records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 48 PHILLIPS DR, OLD BRIDGE, NJ 08857-2414 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 6, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 21, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 5, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 21, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| May 28, 2019 | Deed, Transfer · Conventional Mortgage HOMEBRIDGE MORTGAGE BANKERS CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2019 · Amount on Record |
| Deed Sale | May 28, 2019 · Amount on Record |
| Deed Document Number | 201939798 |
| Deed Book / Page | 17507 / 1502 |
| Prior Transfer Date | Mar 2, 2011 |
| Prior Transfer Doc | 0000010730 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 48 PHILLIPS DR, OLD BRIDGE, NJ 08857-2414 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000061395 |
|---|---|
| Date | Jul 6, 2022 |
| Book Page | 18974/939 |
| Instrument | 2022061395 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 23, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 48 PHILLIPS DR, OLD BRIDGE, NJ 08857-2414 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000119580 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 18636/492 |
| Instrument | 2021119580 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 27, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 48 PHILLIPS DR, OLD BRIDGE, NJ 08857-2414 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Title Company | UNKNOWN, TITLE365 COMPANY |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000053346 |
|---|---|
| Date | Sep 5, 2025 |
| Book Page | 19815/502 |
| Instrument | 2025053346 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 48 PHILLIPS DR, OLD BRIDGE, NJ 08857-2414 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2021 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 2021119580 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 18636/492 |
| Instrument | 2021119580 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 27, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 48 PHILLIPS DR, OLD BRIDGE, NJ 08857-2414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000040588 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 17869/1670 |
| Instrument | 2020040588 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | May 28, 2019 |
| Property Address | 48 PHILLIPS DR, OLD BRIDGE, NJ 08857-2414 |
| Document Number | 2019039798 |
| Book / Page | 17507 / 1502 |
| Map Reference | MAP 950 |
| Instrument Date | May 10, 2019 |
| Instrument | 2019039798 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 HAMPTON WAY, 1, SAYREVILLE, NJ 08872-1367 |
| Name | Verified Name |
|---|---|
| Address | 48 PHILLIPS DR, OLD BRIDGE, NJ 08857-2414 |
| Document Number | 2019039799 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 2019039799 |
| Name | HOMEBRIDGE MORTGAGE BANKERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Old Bridge Township |
| Unified School District | Old Bridge Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $214,900 (-) Land $63,000 Building $151,900 | $214,900 (-) Land $63,000 Building $151,900 | |
| 2025 | $13,595.00 (+10.06%) | $214,900 (-) Land $63,000 Building $151,900 | $214,900 (-) Land $63,000 Building $151,900 |
| 2024 | $12,352.00 (+7.42%) | ||
| 2023 | $214,900 Land $63,000 Building $151,900 | $214,900 Land $63,000 Building $151,900 | |
| 2022 | $11,499.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (1978–2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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