Delaware County and Sidney Town property record for 55 Overlook Dr, Sidney, NY 13838
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,729 sqft · built 1942 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,900 (Jan 2026) |
| Tax Bill | $4,002 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 125001 138.7-1-17 |
| Primary APN | 125001 138.7-1-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,729 sqft Living Area |
| 1st Floor Area | 947 sqft |
| 2nd Floor Area | 782 sqft |
| Game Room | Game Room |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 206 ft deep x 71 ft wide |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Patio |
| Porch Area | 286 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 08202227021 |
|---|---|
| Street Address | 55 OVERLOOK DR |
| City | SIDNEY |
| State | NY |
| Zip | 13838-1342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SIDNEY DEV LOT 41 |
| Legal Block | 1 |
| Legal Lot Number | 17.000 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | SIDNEY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 970402 |
Source: Delaware County and Sidney Town records · APN 125001 138.7-1-17
Assessment roll updated April 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 HAYNES BLVD, SIDNEY, NY 13838-1311 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jan 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage NBT BANK NATIONAL ASSOCIATION |
| Oct 04, 2017 | Warranty Deed, Transfer NBT BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 29, 2026 · Amount on Record |
| Deed Sale | Jan 29, 2026 · Amount on Record |
| Prior Sale | Oct 04, 2017 · Amount on Record |
| Deed Document Number | 2026604 |
| Deed Book / Page | 1842 / 4 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Jan 29, 2026 |
| Property Address | 55 OVERLOOK DR, SIDNEY, NY 13838-1342 |
| Document Number | 00001842/4 |
| Book / Page | 1842 / 4 |
| Instrument Date | Jan 28, 2026 |
| Instrument | 604 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13 HAYNES BLVD, SIDNEY, NY 13838-1311 |
| Document Number | 0000000605 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 605 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Oct 04, 2017 |
| Property Address | 55 OVERLOOK DR, SIDNEY, NY 13838-1342 |
| Document Number | 001535/149 |
| Book / Page | 1535 / 149 |
| Instrument Date | Sep 11, 2017 |
| Instrument | 000000007188 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 162 GRAYS HEIGHTS RD, OXFORD, NY 13830-3202 |
| Document Number | 0000002102/0000000249 |
|---|---|
| Date | Oct 04, 2017 |
| Book Page | 0000002102/0000000249 |
| Instrument | 000000007189 |
| Name | NBT BANK NA |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 351 Months |
| Due | Jan 01, 2047 |
Source: Delaware County and Sidney Town records · Assessment roll updated April 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Sidney Town |
| Municipality | Sidney Village |
| Unified School District | Sidney Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,002.00 (+0.68%) | $70,900 (-) Land $13,200 Building $57,700 | $141,800 (+9.6%) Land $26,400 Building $115,400 |
| 2024 | $3,975.00 (+89.83%) | $70,900 (-) Land $13,200 Building $57,700 | $129,380 (+6.84%) Land $24,088 Building $105,292 |
| 2023 | $70,900 (-) Land $13,200 Building $57,700 | $121,100 (+9.79%) Land $22,546 Building $98,554 | |
| 2022 | $70,900 Land $13,200 Building $57,700 | $110,300 Land $20,535 Building $89,765 | |
| 2021 | $2,094.00 (-41.49%) | ||
| 2020 | $3,579.00 |
Source: FEMA National Flood Hazard Layer, Delaware County (36025C), as of October 13, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360259704023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
Based on FCC filings for 136 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NY1200270, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SIDNEY VILLAGE serves 3,800 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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