Delaware County and Sidney Town property record for 43 Overlook Dr, Sidney, NY 13838
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,343 sqft · built 1941 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $133,000 (Oct 2020) |
| Tax Bill | $4,272 (2026) |
| Deeds & Mortgages | Jul 2021 Refinance Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 125001 138.7-1-23 |
| Primary APN | 125001 138.7-1-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,343 sqft Living Area |
| 1st Floor Area | 971 sqft |
| Upper Floors Area | 372 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 143 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 91 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 08201903021 |
|---|---|
| Street Address | 43 OVERLOOK DR |
| City | SIDNEY |
| State | NY |
| Zip | 13838-1342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 47 |
| Legal Block | 1 |
| Legal Lot Number | 23.000 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | SIDNEY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 970402 |
Source: Delaware County and Sidney Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43 OVERLOOK DR, SIDNEY, NY 13838-1342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WINTRUST MORTGAGE |
| Oct 19, 2020 | Deed, Transfer · VA Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2020 · Amount on Record |
| Deed Sale | Oct 19, 2020 · Amount on Record |
| Prior Sale | Jun 21, 2000 · Amount on Record |
| Deed Document Number | 20206643 |
| Deed Book / Page | 1642 / 286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE NY |
| Property Address | 43 OVERLOOK DR, SIDNEY, NY 13838-1342 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2320/206 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 2320/206 |
| Instrument | 5626 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Oct 19, 2020 |
| Property Address | 43 OVERLOOK DR, SIDNEY, NY 13838-1342 |
| Document Number | 001642/286 |
| Book / Page | 1642 / 286 |
| Instrument Date | Oct 12, 2020 |
| Instrument | 6643 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 521, UNADILLA, NY 13849-0521 |
| Document Number | 002259/312 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 2259/312 |
| Instrument | 6644 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Delaware County and Sidney Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Sidney Town |
| Municipality | Sidney Village |
| Unified School District | Sidney Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,272.00 (+1.52%) | ||
| 2025 | $4,208.00 (+91.1%) | $74,550 (-) Land $14,800 Building $59,750 | $149,100 (+17.12%) Land $29,600 Building $119,500 |
| 2023 | $74,550 (-) Land $14,800 Building $59,750 | $127,300 (+9.74%) Land $25,272 Building $102,028 | |
| 2022 | $74,550 Land $14,800 Building $59,750 | $116,000 Land $23,029 Building $92,971 | |
| 2021 | $2,202.00 (-53.34%) | ||
| 2020 | $4,719.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIDNEY VILLAGE serves 3,800 people · EPA ID NY1200270 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
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