55 Osgood Ave, Buffalo, NY 14224 Property Records

Erie County and West Seneca Town property record for 55 Osgood Ave, Buffalo, NY 14224

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1992
Lot Size0.173 acres (7,500 sqft)
Owner2 Individual Names on Record
Last Sale$156,000 (Aug 2019)
Tax Bill$5,925 (2026)
Deeds & MortgagesJun 2023 Mortgage
Jun 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN15-198-000

Property Details

APN / Parcel Number

Primary APN15-198-000
Alternative APNs
  • 146800 134.60-6-11.1
  • 68001346000006011100

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1994
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area7,500 sqft (0.173 acres)
Lot Dimensions125 ft deep x 60 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Vinyl Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number15-198-000
Street Address55 OSGOOD AVE
CityBUFFALO
StateNY
Zip14224-2210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code07 - MIXED
Legal DescriptionMC-867 PL-1 SL-133,134 EAST GREYMONT S/D 60 X 125.00 (FL-197/202)
Legal SubdivisionEBENEZER LANDS
Legal Block6
Legal Lot Number11.100
JurisdictionERIE NY
Township / Civil DivisionWEST SENECA
Census Block Group1
Census Block1013
Census Tract11800

Owner

Source: Erie County and West Seneca Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address55 OSGOOD AVE, BUFFALO, NY 14224-2210
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2023Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Jun 23, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Mar 17, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Aug 29, 2019Warranty Deed, Transfer · FHA Mortgage
PARKSIDE LNDG
Apr 6, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2019 · Amount on Record
Deed SaleAug 29, 2019 · Amount on Record
Deed Document Number2019186789
Deed Book / Page11349 / 1263
Prior Transfer DateApr 6, 2018
Prior Transfer Doc0113277516
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address55 OSGOOD AVE, BUFFALO, NY 14224-2210
Transaction TypeMortgage
Record UpdatedOct 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 OSGOOD AVE, WEST SENECA, NY 14224-2210

Mortgage

Document Number0140943644
DateJun 20, 2023
Book Page14094/3644
Instrument2023104854
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term342 Months
DueDec 1, 2051

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address55 OSGOOD AVE, BUFFALO, NY 14224-2210
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 OSGOOD AVE, BUFFALO, NY 14224-2210

Mortgage

Document Number0140571183
DateJun 23, 2022
Book Page14057/1183
Instrument2022120013
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 6, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address55 OSGOOD AVE, BUFFALO, NY 14224-2210
Transaction TypeMortgage
Record UpdatedMay 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 OSGOOD AVE, WEST SENECA, NY 14224-2210

Mortgage

Document Number0140448254
DateMar 17, 2022
Book Page14044/8254
Instrument2022054263
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term357 Months
DueDec 1, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateAug 29, 2019
Property Address55 OSGOOD AVE, BUFFALO, NY 14224-2210
Document Number0113491263
Book / Page011349 / 001263
Instrument DateMay 23, 2019
Transaction TypeTransfer
Record UpdatedOct 2, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$156.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 OSGOOD AVE WEST SENECA NY 142242210, WEST SENECA, NY 14224-2210

Mortgage

Document Number139090063
DateAug 29, 2019
Book Page013909/000063
Lender
NamePARKSIDE LNDG
AddressSAN FRANCISCO, CA 94102
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 28, 2049

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionERIE NY
Recording DateApr 6, 2018
Property Address55 OSGOOD AVE, BUFFALO, NY 14224-2210
Document Number0113277516
Book / Page011327 / 007516
Instrument DateMar 27, 2018
Transaction TypeTransfer
Record UpdatedJul 9, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3100 CALDERA BLVD #2111 MIDLAND TX 797052539, 2111, MIDLAND, TX 79705-2539

Tax Assessment & Valuation

Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionWest Seneca Town
Unified School DistrictWest Seneca Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,925.00 (+91.31%)
2025$3,097.00 (-46.86%)$59,100 (-) Land $10,200 Building $48,900$246,300 (+4.19%) Land $42,509 Building $203,791
2024$5,828.00 (-39.64%)$59,100 (-) Land $10,200 Building $48,900$236,400 (+4%) Land $40,800 Building $195,600
2023$59,100 Land $10,200 Building $48,900$227,308 Land $39,231 Building $188,077
2019$9,655.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA WEST SENECA
serves 23,557 people · EPA ID NY1404543
Water SourcePurchased surface water from ECWA DIRECT
Last State InspectionNov 2025
Lead10 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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