55 Oakridge Ct, Elkton, MD 21921 Property Records

Cecil County property record for 55 Oakridge Ct, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,084 sqft · built 1979
Lot Size	0.824 acres (35,893 sqft)
Owner	Individual Name on File
Last Sale	$230,500 (Dec 2019)
Tax Bill	$2,838 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-026055`

Property Details

APN / Parcel Number

Primary APN	`04-026055`
Alternative APNs	`4026055` `026055`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,084 sqft Total Area
Basement Area	504 sqft
Finished Basement	504 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	35,893 sqft (0.824 acres)
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	026055
Street Address	55 OAKRIDGE CT
City	ELKTON
State	MD
Zip	21921-3927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	LOT 13 - .824 ACRE 55 OAKRIDGE COURT OAKRIDGE
Legal Subdivision	OAKRIDGE
Legal Lot Number	13
Jurisdiction	CECIL MD
Township / Civil Division	4, FAIR HILL
Census Block Group	2
Census Block	2015
Census Tract	30602

Owner

55 Oakridge Ct is owned and occupied by an individual who bought it in December 2019.

Source: Cecil County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	55 OAKRIDGE CT, ELKTON, MD 21921-3927
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 17, 2018	Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU
Dec 4, 2019	Grant Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2019 · Amount on File
Deed Sale	Dec 4, 2019 · Amount on File
Prior Sale	Nov 2, 2011 · Amount on File
Deed Book / Page	4508 / 131
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Recording Date	Sep 28, 2026
Property Address	55 OAKRIDGE CT, ELKTON, MD 21921-3927
Document Number	5852000455
Book / Page	5852 / 455
Instrument Date	Sep 21, 2026
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 OAKRIDGE CT, ELKTON, MD 21921-3927

Mortgage

Document Number	5852000455,
Date	Sep 28, 2026
Book Page	5852/455

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	55 OAKRIDGE CT, ELKTON, MD 21921-3927
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041900250
Date	Jan 17, 2018
Book Page	4190/250

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Dec 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Dec 4, 2019
Property Address	55 OAKRIDGE CT, ELKTON, MD 21921-3927
Document Number	0045080131
Book / Page	004508 / 000131
Instrument Date	Nov 22, 2019
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	55 OAKRIDGE CT ELKTON MD 219213927, ELKTON, MD 21921-3927

Mortgage

Document Number	45080137
Date	Dec 4, 2019
Book Page	004508/000137

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 55 Oakridge Ct was $2,838, down 0.6% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,838.00 (-0.56%)	$259,000	$260,800 Land $69,900 Building $190,900
2025	$2,854.00
2023	$1,900.00	$232,767	$258,100 Land $69,900 Building $188,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Oakridge Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Oakridge Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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