Cecil County property record for 38 Oakridge Ct, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,080 sqft · built 1981 |
| Lot Size | 3.8 acres (165,528 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $74,000 (Feb 1986) |
| Tax Bill | $2,597 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 04-027574 |
| Primary APN | 04-027574 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,080 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 165,528 sqft (3.8 acres) |
| Deck Area | 72 sqft |
|---|---|
| Patio Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 392 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 027574 |
|---|---|
| Street Address | 38 OAKRIDGE CT |
| City | ELKTON |
| State | MD |
| Zip | 21921-3928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR |
| Legal Description | LOT 16 -3.8086 ACRES 38 OAKRIDGE COURT OAKRIDGE |
| Legal Lot Number | 16 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 4, FAIR HILL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30602 |
38 Oakridge Ct is owned and occupied by two individuals who bought it in February 1986.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 OAKRIDGE CT, ELKTON, MD 21921-3928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 1986 · Amount on File |
| Deed Sale | Feb 20, 1986 · Amount on File |
| Deed Book / Page | 158 / 421 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 38 Oakridge Ct was $2,597 with a homeowner's exemption, up 0.6% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,597.00 (+0.58%) Homeowner's exemption | $236,800 (+0.64%) | $239,800 (+1.91%) Land $95,200 Building $144,600 |
| 2025 | $2,582.00 Homeowner's exemption | $235,300 Land $95,200 Building $140,100 | $235,300 Land $95,200 Building $140,100 |
| 2023 | $1,709.00 Homeowner's exemption | $216,500 | $235,300 Land $95,200 Building $140,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Oakridge Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Oakridge Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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