Worcester County and Southbridge Town City property record for 55 Oak St, Southbridge, MA 01550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,727 sqft · built 1887 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $78,000 (Jan 2011) |
| Tax Bill | $4,102 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SBRI M:0068 B:0070A L:00001 |
| Primary APN | SBRI M:0068 B:0070A L:00001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,727 sqft Living Area |
| Gross Area | 3,447 sqft |
| 1st Floor Area | 948 sqft |
| Basement Area | 948 sqft |
| Unfinished Basement | 948 sqft |
| Year Built | Built 1887 |
|---|---|
| Effective Year Built | Effective 1887 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,234 sqft (0.74 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 4386 |
|---|---|
| Street Address | 55 OAK ST |
| City | SOUTHBRIDGE |
| State | MA |
| Zip | 01550-2240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | HIGHLANDS |
| Legal Block | 70A |
| Legal Lot Number | 1 |
| Jurisdiction | SOUTHBRIDGE MA |
| Township / Civil Division | SOUTHBRIDGE TOWN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 757400 |
Source: Worcester County and Southbridge Town City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 OAK ST, SOUTHBRIDGE, MA 01550-2240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Apr 3, 2018 | Deed of Trust, Mortgage CORNERSTONE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2011 · Amount on Record |
| Deed Sale | Jan 3, 2011 · Amount on Record |
| Prior Sale | Jul 29, 2008 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SOUTHBRIDGE MA |
| Recording Date | Aug 3, 2023 |
| Property Address | 55 OAK ST, SOUTHBRIDGE, MA 01550-2240 |
| Document Number | 069477-303 |
| Book / Page | 69477 / 303 |
| Instrument Date | Aug 3, 2023 |
| Instrument | 63733 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 55 OAK ST, SOUTHBRIDGE, MA 01550-2240 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTHBRIDGE MA |
| Property Address | 55 OAK ST, SOUTHBRIDGE, MA 01550-2240 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 58619-171 |
|---|---|
| Date | Apr 3, 2018 |
| Book Page | 58619/171 |
| Instrument | 30736 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 1, 2033 |
Source: Worcester County and Southbridge Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Southbridge Town City |
| Unified School District | Southbridge School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,102.00 (+2.7%) | $279,800 (+6.92%) Land $47,900 Building $231,900 | $333,355 (-3.86%) |
| 2024 | $3,994.00 (+5.49%) | $261,700 (+9.5%) Land $40,000 Building $221,700 | $346,750 |
| 2023 | $3,786.00 | $239,000 Land $40,000 Building $199,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHBRIDGE WATER DEPARTMENT serves 19,562 people · EPA ID MA2278000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
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