125 Oak St, Southbridge, MA 01550 Property Records

Worcester County and Southbridge Town City property record for 125 Oak St, Southbridge, MA 01550

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,204 sqft · built 1973
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$107,000 (Sep 1999)
Tax Bill	$4,537 (2025)
Deeds & Mortgages	Aug 2022 Refinance Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SBRI M:0068 B:0106 L:00001`

Property Details

APN / Parcel Number

Primary APN	`SBRI M:0068 B:0106 L:00001`
Alternative APN	`4416`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
Gross Area	2,908 sqft
1st Floor Area	1,204 sqft
Basement Area	1,204 sqft
Unfinished Basement	1,204 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	4416
Street Address	125 OAK ST
City	SOUTHBRIDGE
State	MA
Zip	01550-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	106
Legal Lot Number	1
Jurisdiction	SOUTHBRIDGE MA
Township / Civil Division	SOUTHBRIDGE TOWN
Census Block Group	1
Census Block	1008
Census Tract	757400

Owner

Source: Worcester County and Southbridge Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 OAK ST, SOUTHBRIDGE, MA 01550-2227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SAVERS COOPERATIVE BANK
Jun 29, 2017	Deed of Trust, Mortgage SAVERS COOPERATIVE BANK
Jan 23, 2017	Deed of Trust, Mortgage SAVERS COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 1999 · Amount on Record
Deed Sale	Sep 17, 1999 · Amount on Record
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHBRIDGE MA
Property Address	125 OAK ST, SOUTHBRIDGE, MA 01550-2227
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068074-206
Date	Aug 16, 2022
Book Page	68074/206
Instrument	90106

Lender

Name	SAVERS COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHBRIDGE MA
Property Address	125 OAK ST, SOUTHBRIDGE, MA 01550-2227
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57344-190
Date	Jun 29, 2017
Book Page	57344/190
Instrument	68504

Lender

Name	SAVERS COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2037

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHBRIDGE MA
Property Address	125 OAK ST, SOUTHBRIDGE, MA 01550-2227
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56642-280
Date	Jan 23, 2017
Book Page	56642/280
Instrument	7612

Lender

Name	SAVERS COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Worcester County and Southbridge Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Southbridge Town City
Unified School District	Southbridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,537.00 (+4.97%)	$309,500 (+9.29%) Land $39,400 Building $270,100	$345,420 (+17.9%)
2024	$4,322.00 (+4.07%)	$283,200 (+8.01%) Land $32,800 Building $250,400	$292,980
2023	$4,153.00	$262,200 Land $32,800 Building $229,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHBRIDGE WATER DEPARTMENT serves 19,562 people · EPA ID MA2278000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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