55 Oak Ln, Mars Hill, NC 28754 Property Records

Madison County property record for 55 Oak Ln, Mars Hill, NC 28754

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,155 sqft · built 2009
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on Record
Tax Bill$3,133 (2025)
Deeds & MortgagesMay 2022 Sale
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9757-29-7863

Property Details

APN / Parcel Number

Primary APN9757-29-7863
Alternative APNs
  • 9757297863 0027082
  • 27082

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area3,155 sqft Heated Area
1st Floor Area1,842 sqft
AtticAttic
Attic Area392 sqft
Basement Area1,842 sqft
Unfinished Basement1,842 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage Area784 sqft
PorchSlab
Porch Area80 sqft
Deck Area252 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemOther

Location & Zoning

Street Address55 OAK LN
CityMARS HILL
StateNC
Zip28754-6505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-A
Legal SubdivisionMOUNTAIN HOME ESTATES
Legal Block29
JurisdictionMADISON NC
Township / Civil Division3, MARS HILL
Census Block Group2
Census Block2007
Census Tract10602

Owner

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10 E RAMBLING CRK, TRYON, NC 28782-2652
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
May 9, 2022Special Warranty Deed, Transfer
Sep 30, 2019Warranty Deed, Transfer · Conventional with PMI
ATLANTIC BAY MTG

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 4, 2022
Transfer Doc0007500162
Record UpdatedSep 20, 2026

May 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMADISON NC
Recording DateMay 9, 2022
Property Address55 OAK LN, MARS HILL, NC 28754-6505
Document Number0007500162
Book / Page750 / 162
Instrument DateMay 4, 2022
Instrument346646
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

AmountAmount Recorded
Tax$1.00
Amount AccuracyRounded by County
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address55 OAK LN, 55, MARS HILL, NC 28754-6505

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address55 OAK LN, MARS HILL, NC 28754-6505

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON NC
Recording DateSep 30, 2019
Property Address55 OAK LN, MARS HILL, NC 28754-6505
Document Number0006760057
Book / Page000676 / 000057
Instrument DateSep 30, 2019
Instrument334029
Transaction TypeTransfer
Record UpdatedOct 9, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$590.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 OAK LN MARS HILL NC 287546505, MARS HILL, NC 28754-6505

Mortgage

Document Number6760060
DateSep 30, 2019
Book Page000676/000060
Instrument334030
Lender
NameATLANTIC BAY MTG
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 29, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMadison County
Unified School DistrictMadison County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,133.00$656,365 (-) Land $49,500 Building $606,865$656,365 (-) Land $49,500 Building $606,865
2024$3,133.00$656,365 (+36.38%) Land $49,500 Building $606,865$656,365 (+36.38%) Land $49,500 Building $606,865
2023$481,266 Land $39,600 Building $441,666$481,266 Land $39,600 Building $441,666

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 80% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MARS HILL
serves 3,030 people · EPA ID NC0158010
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
French Broad EMC
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000

Nearby Properties on Oak Ln

Nearby Streets

Search Property Records by Address or Parcel Number