110 Oak Ln, Mars Hill, NC 28754 Property Records

Madison County property record for 110 Oak Ln, Mars Hill, NC 28754

Property Summary

Property TypeSingle Family Home
Details3,403 sqft · built 1999
Lot Size1.76 acres (76,666 sqft)
Owner2 Individual Names on Record
Last Sale$449,000 (Mar 2007)
Tax Bill$3,577 (2025)
Deeds & MortgagesNov 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN9757-29-4416

Property Details

APN / Parcel Number

Primary APN9757-29-4416
Alternative APNs
  • 9757294416 0026784
  • 26784

Interior

Plumbing Fixtures20 Plumbing Fixtures
Stories2 Stories
Building Area3,403 sqft Heated Area
1st Floor Area1,320 sqft
Basement Area1,488 sqft
Finished Basement595 sqft
Unfinished Basement893 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area76,666 sqft (1.76 acres)
Garage Area2,024 sqft
PorchPatio
Porch Area880 sqft

Utilities, Heating & Cooling

Cooling SystemOther
Heating SystemHeat Pump

Location & Zoning

Street Address110 OAK LN
CityMARS HILL
StateNC
Zip28754-9515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-A
Legal SubdivisionMOUNTAIN HOME ESTATES
Legal Block29
JurisdictionMADISON NC
Township / Civil Division3, MARS HILL
Census Block Group2
Census Block2010
Census Tract10602

Owner

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address110 OAK LN, MARS HILL, NC 28754-9515
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2007 · Amount on Record
Deed SaleMar 30, 2007 · Amount on Record
Deed Book / Page423 / 393
Record UpdatedJun 8, 2026

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADISON NC
Property Address110 OAK LN, MARS HILL, NC 28754-9515
Document Number0006410054
Instrument DateNov 13, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address110 OAK LN MARS HILL NC 287549515, MARS HILL, NC 28754-9515

Mortgage

Document Number0006410054
DateNov 20, 2017
Book Page000641/000054
Instrument327342
Lender
NameSUNTRUST BK
TypeBank
AddressDURHAM, NC 27701
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 19, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMadison County
Unified School DistrictMadison County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,577.00$754,960 (+26.8%) Land $73,529 Building $681,431$754,960 (+26.8%) Land $73,529 Building $681,431
2023$595,386 Land $66,845 Building $528,541$595,386 Land $66,845 Building $528,541

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 80% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MARS HILL
serves 3,030 people · EPA ID NC0158010
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
French Broad EMC
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000

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