55 N Main St, Pennington, NJ 08534 Property Records

Mercer County and Pennington Borough property record for 55 N Main St, Pennington, NJ 08534

Property Summary

Property Type	Single Family Home
Details	2,772 sqft · built 1857
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$26,000 (Oct 2001)
Tax Bill	$22,170 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-00301-0000-00015-01`

Property Details

APN / Parcel Number

Primary APN	`08-00301-0000-00015-01`
Alternative APN	`0800301000000015`

Interior

Stories	2 Stories
Building Area	2,772 sqft Living Area

Exterior

Year Built	Built 1857
Effective Year Built	Effective 1857
Architectural Style	Colonial
Construction Type	Frame
Lot Area	27,007 sqft (0.62 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0800301000000015
Street Address	55 N MAIN ST
City	PENNINGTON
State	NJ
Zip	08534-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Block	301
Legal Lot Number	15.1
Jurisdiction	MERCER NJ
Township / Civil Division	PENNINGTON
Census Block Group	1
Census Block	1003
Census Tract	3903

Owner

Source: Mercer County and Pennington Borough records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 N MAIN ST, PENNINGTON, NJ 08534-2204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2001 · Amount on Record
Deed Sale	Oct 2, 2001 · Amount on Record
Deed Book / Page	4141 / 283
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	55 N MAIN ST, PENNINGTON, NJ 08534-2204
Document Number	0000000128
Instrument Date	Dec 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 N MAIN ST PENNINGTON NJ 085342204, PENNINGTON, NJ 08534-2204

Mortgage

Document Number	0000000128
Date	Jan 2, 2018
Book Page	011319/001321
Instrument	128

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mercer County and Pennington Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
Municipality	Pennington Borough
Unified School District	Hopewell Valley Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$660,200 (-) Land $307,000 Building $353,200	$660,200 (-) Land $307,000 Building $353,200
2025	$22,170.00 (+4.51%) Veteran's exemption	$660,200 (-) Land $307,000 Building $353,200	$660,200 (-) Land $307,000 Building $353,200
2024	$21,213.00 (+14.91%)
2023		$660,200 Land $307,000 Building $353,200	$660,200 Land $307,000 Building $353,200
2022	$18,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENNINGTON W DEPT serves 2,600 people · EPA ID NJ1108001
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20