53 N Main St, Pennington, NJ 08534 Property Records

Mercer County and Pennington Borough property record for 53 N Main St, Pennington, NJ 08534

Property Summary

Property TypeSingle Family Home
Details3,080 sqft · built 1872
Lot Size0.156 acres (6,800 sqft)
Owner2 Individual Names on Record
Last Sale$675,000 (Sep 2022)
Tax Bill$19,745 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Sep 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-00301-0000-00014

Property Details

APN / Parcel Number

Primary APN08-00301-0000-00014
Alternative APNs
  • 0800007000000009
  • 080000700009

Interior

Stories2 Stories
Building Area3,080 sqft Living Area

Exterior

Year BuiltBuilt 1872
Effective Year BuiltEffective 1872
Architectural StyleColonial
Construction TypeFrame
Lot Area6,800 sqft (0.156 acres)
Lot Dimensions170 ft deep x 40 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number0800007000000009
Street Address53 N MAIN ST
CityPENNINGTON
StateNJ
Zip08534-2204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-80
Legal Block301
Legal Lot Number14
JurisdictionMERCER NJ
Township / Civil DivisionPENNINGTON
Census Block Group1
Census Block1003
Census Tract3903

Owner

Source: Mercer County and Pennington Borough records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address53 N MAIN ST, PENNINGTON, NJ 08534-2204
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2025Deed of Trust, Mortgage · Line of Credit
AFFINITY FCU
Sep 9, 2022Deed, Transfer · Conventional Mortgage
BETHPAGE FCU
Apr 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
BETTER MTG CORP ISAOA
Dec 18, 2018Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2022 · Amount on Record
Deed SaleSep 9, 2022 · Amount on Record
Prior SaleDec 18, 2018 · Amount on Record
Deed Document Number202242476
Deed Book / Page6499 / 1037
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER NJ
Property Address53 N MAIN ST, PENNINGTON, NJ 08534-2204
Transaction TypeMortgage
Record UpdatedDec 8, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040909
DateNov 13, 2025
Book Page11998/1334
Instrument2025040909
Lender
NameAFFINITY FCU
TypeCredit Union
AddressBASKING RIDGE, NJ 07920
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 6, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionMERCER NJ
Recording DateSep 9, 2022
Property Address53 N MAIN ST, PENNINGTON, NJ 08534-2204
Document Number0000042476
Book / Page6499 / 1037
Instrument DateAug 24, 2022
Instrument2022042476
Transaction TypeTransfer
Record UpdatedSep 23, 2022
Title CompanyFOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,980.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1040 RIDGE POINTE, 1040, ATHENS, GA 30606-5395

Transferred To (Grantee/Buyer)

NameVerified Name
Address53 N MAIN ST, PENNINGTON, NJ 08534-2204

Mortgage

Document Number0000042477
DateSep 9, 2022
Instrument2022042477
Lender
NameBETHPAGE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateSep 1, 2029
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change9.25%
Index1-Year CMT
Max Rate9.25%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER NJ
Property Address53 N MAIN ST, PENNINGTON, NJ 08534-2204
Document Number0000032573
Instrument DateApr 16, 2020
Transaction TypeMortgage
Record UpdatedSep 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address53 N MAIN ST PENNINGTON NJ 085342204, PENNINGTON, NJ 08534-2204

Mortgage

Document Number0000032573
DateAug 5, 2020
Book Page011508/001476
Instrument32573
Lender
NameBETTER MTG CORP ISAOA
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 4, 2050

December 2018: Deed, Transfer

Document TypeDeed
JurisdictionMERCER NJ
Recording DateDec 18, 2018
Property Address53 N MAIN ST, PENNINGTON, NJ 08534-2204
Document Number0000053625
Book / Page06352 / 0729
Instrument DateDec 10, 2018
Instrument2018053625
Transaction TypeTransfer
Record UpdatedNov 5, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,105.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address363 SHADY BROOK DR, 363, LANGHORNE, PA 19047-8032

Transferred To (Grantee/Buyer)

NameVerified Name
Address53 N MAIN ST, PENNINGTON, NJ 08534-2204

Mortgage

Document Number0000053627
DateDec 18, 2018
Instrument2018053627
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Mercer County and Pennington Borough assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMercer County
MunicipalityPennington Borough
Unified School DistrictHopewell Valley Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$588,000 (-) Land $256,800 Building $331,200$588,000 (-) Land $256,800 Building $331,200
2025$19,745.00 (+3.3%)$588,000 (-) Land $256,800 Building $331,200$588,000 (-) Land $256,800 Building $331,200
2024$19,115.00 (+14.72%)
2023$588,000 Land $256,800 Building $331,200$588,000 Land $256,800 Building $331,200
2022$16,663.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPENNINGTON W DEPT
serves 2,600 people · EPA ID NJ1108001
Water SourceGroundwater
Last State InspectionMar 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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