55 N Baker Rd, Midland, MI 48640 Property Records

Midland County property record for 55 N Baker Rd, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,208 sqft
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on File
Last Sale	$169,900 (Aug 2015)
Tax Bill	$2,759 (2022)
Deeds & Mortgages	Sep 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`040-016-300-500-00`

Property Details

APN / Parcel Number

Primary APN	`040-016-300-500-00`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,208 sqft Living Area
Basement Area	1,168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	69,696 sqft (1.6 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	04001630050000
Street Address	55 N BAKER RD
City	MIDLAND
State	MI
Zip	48640-9028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 16 T14N R1E COM 2224.3 FT E & 507.5 FT N OF SW SEC COR, TH N 155 FT, W 450 FT, S 155 FT, E 450 FT.
Legal Range	01E
Legal Township	14N
Legal Section	16
Jurisdiction	MIDLAND MI
Township / Civil Division	HOMER
Census Block Group	2
Census Block	2003
Census Tract	291200

Owner

55 N Baker Rd is owned and occupied by two individuals who bought it in August 2015.

Source: Midland County records, as of June 19, 2023

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	55 N BAKER RD, MIDLAND, MI 48640-9028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 3, 2015 · Amount on File
Deed Sale	Aug 3, 2015 · Amount on File
Deed Document Number	0015881333
Deed Book / Page	1588 / 1333
Record Updated	Jun 7, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	55 N BAKER RD, MIDLAND, MI 48640-9028
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 N BAKER RD, MIDLAND, MI 48640-9028

Mortgage

Document Number	01659/1223
Date	Sep 6, 2022
Book Page	1659/1223

Lender

Name	MEMBERS FIRST CU
Type	Credit Union
Address	MIDLAND, MI 48640

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Homer Township
Unified School District	Midland Public Schools (KG - 12)

Flood

FEMA maps place 55 N Baker Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 N Baker Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20