Midland County property record for 43 N Baker Rd, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,624 sqft · built 1955 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Sep 2025) |
| Tax Bill | $2,868 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Sep 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-016-300-480-00 |
| Primary APN | 040-016-300-480-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 42,689 sqft (0.98 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 43 N BAKER RD |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-9028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 16 T14N R1E COM 2224.3 FT E & 412.5 FT N OF SW SEC COR, TH N 95 FT, W 450 FT, S 95 FT, E 450 FT. EXC EASEMENT FOR BAKER |
| Legal Range | 01E |
| Legal Township | 14N |
| Legal Section | 16 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | HOMER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 291200 |
Source: Midland County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3915 TODD ST, MIDLAND, MI 48642-6513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Sep 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC |
| Sep 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage MEMBERS FIRST CU |
| Jan 17, 2020 | Deed, Transfer BOSTON NATIONAL TITLE |
| Nov 6, 2019 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on Record |
| Deed Sale | Sep 30, 2025 · Amount on Record |
| Prior Sale | Sep 9, 2021 · Amount on Record |
| Deed Document Number | 20258741 |
| Deed Book / Page | 2025 / 8741 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Sep 30, 2025 |
| Property Address | 43 N BAKER RD, MIDLAND, MI 48640-9028 |
| Document Number | 2025R08741 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2025R-08741 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,612.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2697 W OLSON RD, SANFORD, MI 48657-9628 |
| Name | Verified Name |
|---|---|
| Address | 3915 TODD ST, MIDLAND, MI 48642-6513 |
| Document Number | 2025R08742 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025R-08742 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Sep 9, 2021 |
| Property Address | 43 N BAKER RD, MIDLAND, MI 48640-9028 |
| Document Number | 1649/748 |
| Book / Page | 1649 / 748 |
| Instrument Date | Sep 2, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | ATA TITLE AGENCY LIMITED, FLT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,162.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1070 ATHLETIC ST, 1070, VASSAR, MI 48768-1161 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 259 S WESTLAWN DR, MIDLAND, MI 48640-7802 |
| Document Number | 1649749 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 1649/749 |
| Name | MEMBERS FIRST CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Jan 17, 2020 |
| Property Address | 43 N BAKER RD, MIDLAND, MI 48640-9028 |
| Document Number | 01630/00863 |
| Book / Page | 01630 / 00863 |
| Instrument Date | Jan 2, 2020 |
| Instrument | 01630-00863 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Title Company | BOSTON NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $296.70 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8480 STAGECOACH CIR, 8480, FREDERICK, MD 21701-4747 |
| Name | Verified Name |
|---|---|
| Address | 1070 ATHLETIC ST, VASSAR, MI 48768-1161 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Nov 6, 2019 |
| Property Address | 43 N BAKER RD, MIDLAND, MI 48640-9028 |
| Document Number | 01628/01225 |
| Book / Page | 01628 / 01225 |
| Instrument Date | Oct 29, 2019 |
| Instrument | 01628-01225 |
| Transaction Type | Foreclosure |
| Record Updated | May 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203 |
| Investor | Possibly a Property Investor |
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| County Subdivision | Homer Township |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,800 (+2.42%) | $245,600 (+2.42%) | |
| 2025 | $2,868.00 (-2.48%) Homeowner's exemption | $119,900 | $239,800 |
| 2024 | $2,941.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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