55 Michael Dr, Bristol, RI 02809 Property Records

Bristol Town property record for 55 Michael Dr, Bristol, RI 02809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,910 sqft · built 1999
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Jul 2003)
Tax Bill	$7,257 (2026)
Deeds & Mortgages	Feb 2023 Refinance May 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`4-2989-73`

Property Details

APN / Parcel Number

Primary APN	`4-2989-73`
Alternative APNs	`BRIS M:127 L:111` `6861`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,910 sqft Living Area
Gross Area	5,590 sqft
Basement Area	1,360 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,002 sqft (0.344 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4-2989-73
Street Address	55 MICHAEL DR
City	BRISTOL
State	RI
Zip	02809-4550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	111
Jurisdiction	BRISTOL RI
Township / Civil Division	BRISTOL
Census Block Group	1
Census Block	1011
Census Tract	30901

Owner

Source: Bristol Town records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 MICHAEL DR, BRISTOL, RI 02809-4550
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
May 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2003 · Amount on Record
Deed Sale	Jul 25, 2003 · Amount on Record
Prior Sale	Jan 25, 2002 · Amount on Record
Deed Book / Page	1031 / 114
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	55 MICHAEL DR, BRISTOL, RI 02809-4550
Transaction Type	Mortgage
Record Updated	Feb 23, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002202-216
Date	Feb 13, 2023
Book Page	2202/216
Instrument	4101

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2048

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	55 MICHAEL DR, BRISTOL, RI 02809-4550
Transaction Type	Mortgage
Record Updated	Jun 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2112-180
Date	May 18, 2021
Book Page	2112/180
Instrument	11040

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Bristol Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,257.00 (+11.15%)
2025	$6,529.00 (+3.45%)	$472,400 (-) Land $161,300 Building $311,100
2023	$6,311.00 (+2.77%)	$472,400 (-) Land $161,300 Building $311,100
2022	$6,141.00	$472,400 Land $161,300 Building $311,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	41 (1978–2023)
Claims Outside the SFHA	5 of 41
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims Severe Storms And Flooding, Mar 2010 · 7 claims Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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