54 Michael Dr, Bristol, RI 02809 Property Records

Bristol Town property record for 54 Michael Dr, Bristol, RI 02809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,088 sqft · built 2018
Lot Size	0.351 acres (15,290 sqft)
Owner	2 Company Names on Record
Last Sale	$1,020,000 (Sep 2025)
Tax Bill	$10,422 (2026)
Deeds & Mortgages	May 2023 Refinance Jun 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`50-0028-30`

Property Details

APN / Parcel Number

Primary APN	`50-0028-30`
Alternative APNs	`BRIS M:127 L:110` `6860`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,088 sqft Living Area
Gross Area	5,306 sqft
1st Floor Area	1,864 sqft
Basement Area	1,864 sqft
Unfinished Basement	1,864 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,290 sqft (0.351 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	6860
Street Address	54 MICHAEL DR
City	BRISTOL
State	RI
Zip	02809-4551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	110
Jurisdiction	BRISTOL RI
Township / Civil Division	BRISTOL
Census Block Group	1
Census Block	1011
Census Tract	30901

Owner

Source: Bristol Town records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	54 MICHAEL DR, BRISTOL, RI 02809-4551
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Jun 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Sep 30, 2025	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE EQUITY PARTNERS LLC
Sep 19, 2019	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK
Sep 8, 2017	Quit Claim Deed, Transfer NAVIGANT CU
Jun 12, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Jun 12, 2017 · Amount on Record
Deed Document Number	20252190
Deed Book / Page	2295 / 292
Transfer Doc	1907-282
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	54 MICHAEL DR, BRISTOL, RI 02809-4551
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002212-135
Date	May 31, 2023
Book Page	2212/135
Instrument	2023-4983

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2048

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	54 MICHAEL DR, BRISTOL, RI 02809-4551
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002115-81
Date	Jun 2, 2021
Book Page	2115/81
Instrument	11257

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2046

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	Sep 30, 2025
Property Address	54 MICHAEL DR, BRISTOL, RI 02809-4551
Document Number	002295-292
Book / Page	2295 / 292
Instrument Date	Sep 30, 2025
Instrument	2025-2190
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 MICHAEL DR, BRISTOL, RI 02809-4551

Mortgage

Document Number	0020252191
Date	Sep 30, 2025
Instrument	2025-2191

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	54 MICHAEL DR, BRISTOL, RI 02809-4551
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1998-196
Date	Sep 19, 2019
Book Page	1998/196

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRISTOL RI
Recording Date	Sep 8, 2017
Property Address	54 MICHAEL DR, BRISTOL, RI 02809-4551
Document Number	1907-282
Book / Page	001907 / 000282
Instrument Date	Sep 7, 2017
Transaction Type	Transfer
Record Updated	Oct 5, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	54 MICHAEL DR BRISTOL RI 028094551, BRISTOL, RI 02809-4551

Mortgage

Document Number	1907-284
Date	Sep 8, 2017
Book Page	001907/000284

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	Jun 12, 2017
Property Address	54 MICHAEL DR, BRISTOL, RI 02809-4551
Document Number	1895-336
Book / Page	001895 / 000336
Instrument Date	Jun 9, 2017
Transaction Type	Transfer
Record Updated	Jul 11, 2017

Transaction

Amount	Amount Recorded
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 LISA LN BRISTOL RI 028094564, BRISTOL, RI 02809-4564

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Bristol Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$10,422.00 (+10.11%)
2025	$9,465.00 (+5.37%)	$985,900 (+46.62%) Land $194,700 Building $791,200
2023	$8,983.00 (+2.77%)	$672,400 (-) Land $162,200 Building $510,200
2022	$8,741.00	$672,400 Land $162,200 Building $510,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	41 (1978–2023)
Claims Outside the SFHA	5 of 41
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims Severe Storms And Flooding, Mar 2010 · 7 claims Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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