55 Main St, Raymond, ME 04071 Property Records

Cumberland County and Raymond Town property record for 55 Main St, Raymond, ME 04071

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,720 sqft · built 1910
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on Record
Tax Bill	$3,213 (2024)
Deeds & Mortgages	Mar 2020 Transfer Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`RYMD M:046 L:022`

Property Details

APN / Parcel Number

Primary APN	`RYMD M:046 L:022`
Alternative APNs	`000074300` `B2320R`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,720 sqft Living Area
Gross Area	4,136 sqft
1st Floor Area	1,824 sqft
Basement Area	1,256 sqft
Unfinished Basement	1,256 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	B2320R
Street Address	55 MAIN ST
City	RAYMOND
State	ME
Zip	04071-6521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR1
Legal Lot Number	22
Jurisdiction	RAYMOND ME
Township / Civil Division	RAYMOND
Census Block Group	2
Census Block	2008
Census Tract	12002

Owner

Source: Cumberland County and Raymond Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55 MAIN ST, RAYMOND, ME 04071-6521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 3, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAYMOND ME
Recording Date	Mar 4, 2020
Property Address	55 MAIN ST, RAYMOND, ME 04071-6521
Document Number	0364760210
Book / Page	036476 / 000210
Instrument Date	Mar 3, 2020
Instrument	11814
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 MAIN ST RAYMOND ME 040716521, RAYMOND, ME 04071-6521

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAYMOND ME
Property Address	55 MAIN ST, RAYMOND, ME 04071-6521
Document Number	0363350065
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 MAIN ST RAYMOND ME 040716521, RAYMOND, ME 04071-6521

Mortgage

Document Number	0363350065
Date	Jan 10, 2020
Book Page	036335/000065
Instrument	1949

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cumberland County and Raymond Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Raymond Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$3,213.00 (+8.18%)	$186,800 (-) Land $31,700 Building $155,100
2023	$2,970.00 (+6%)	$186,800 (-) Land $31,700 Building $155,100
2022	$2,802.00	$186,800 Land $31,700 Building $155,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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