51 Main St, Raymond, ME 04071 Property Records

Cumberland County and Raymond Town property record for 51 Main St, Raymond, ME 04071

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,973 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$418,300 (Nov 2021)
Tax Bill	$3,738 (2024)
Deeds & Mortgages	Jul 2018 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RYMD M:046 L:034`

Property Details

APN / Parcel Number

Primary APN	`RYMD M:046 L:034`
Alternative APN	`J9101R`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,973 sqft Living Area
Gross Area	4,054 sqft
1st Floor Area	1,973 sqft
Basement Area	1,973 sqft
Unfinished Basement	1,973 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	J9101R
Street Address	51 MAIN ST
City	RAYMOND
State	ME
Zip	04071-6520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR1
Legal Lot Number	34
Jurisdiction	RAYMOND ME
Township / Civil Division	RAYMOND
Census Block Group	1
Census Block	1014
Census Tract	12002

Owner

51 Main St is owned by an individual who bought it in November 2021.

Source: Cumberland County and Raymond Town records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	71 MAIN ST, RAYMOND, ME 04071-6521
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2018	Deed of Trust, Mortgage FRANKLIN SVGS BK (ME)
Nov 23, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FRANKLIN SAVINGS BANK (MAINE)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021 · Amount on File
Deed Sale	Nov 23, 2021 · Amount on File
Prior Sale	Aug 26, 2008 · Amount on File
Deed Document Number	202183450
Deed Book / Page	38919 / 103
Transfer Doc	26298-0269
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAYMOND ME
Property Address	51 MAIN ST, RAYMOND, ME 04071-6520
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0349920292
Date	Jul 16, 2018
Book Page	34992/0292
Instrument	000000033930

Lender

Name	FRANKLIN SVGS BK (ME)

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jul 16, 2038

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAYMOND ME
Recording Date	Nov 23, 2021
Property Address	51 MAIN ST, RAYMOND, ME 04071-6520
Document Number	0389190103
Book / Page	38919 / 103
Instrument Date	Nov 15, 2021
Instrument	83450
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 MAIN ST, RAYMOND, ME 04071-6521

Mortgage

Document Number	0000083451
Date	Nov 23, 2021
Instrument	83451

Lender

Name	FRANKLIN SAVINGS BANK (MAINE)
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.49%
Type Change Date	Dec 1, 2031
Max Rate At Change	2.5%
Index	3-Year CMT

Tax Assessment & Valuation

Source: Cumberland County and Raymond Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Raymond Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$3,738.00 (+8.19%)	$217,300 (-) Land $20,400 Building $196,900
2023	$3,455.00 (+5.98%)	$217,300 (-) Land $20,400 Building $196,900
2022	$3,260.00	$217,300 Land $20,400 Building $196,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 51 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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