55 Lovell Pl, Phillipston (Athol), MA 01331 Property Records

Worcester County and Phillipston Town property record for 55 Lovell Pl, Phillipston, MA 01331

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,184 sqft · built 1990
Lot Size	1.83 acres (80,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$269,900 (Mar 2005)
Tax Bill	$4,507 (2026)
Deeds & Mortgages	Nov 2023 Refinance Aug 2021 Refinance
APN	`PHIL M:00042 L:0002D`

Property Details

APN / Parcel Number

Primary APN	`PHIL M:00042 L:0002D`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,184 sqft Living Area
Gross Area	4,720 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,000 sqft (1.83 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	55 LOVELL PL
City	PHILLIPSTON
State	MA
Zip	01331-9460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	MICHAEL R & ELLEN T BONNER
Legal Lot Number	2D
Jurisdiction	PHILLIPSTON MA
Township / Civil Division	PHILLIPSTON
Census Block Group	1
Census Block	1012
Census Tract	704201

Owner

Source: Worcester County and Phillipston Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 LOVELL PL, PHILLIPSTON, MA 01331-9460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance GFA FEDERAL CREDIT UNION
Aug 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance I-C FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2005 · Amount on Record
Deed Sale	Mar 31, 2005 · Amount on Record
Prior Sale	Mar 31, 2005 · Amount on Record
Deed Document Number	200549205
Deed Book / Page	36009 / 49
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Property Address	55 LOVELL PL, PHILLIPSTON, MA 01331-9460
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069859-87
Date	Nov 8, 2023
Book Page	69859/87
Instrument	93548

Lender

Name	GFA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2043

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Property Address	55 LOVELL PL, PHILLIPSTON, MA 01331-9460
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65956-49
Date	Aug 31, 2021
Book Page	65956/49
Instrument	122247

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Worcester County and Phillipston Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Phillipston Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,507.00 (+3.35%)	$411,600 (+6.36%) Land $56,800 Building $354,800	$424,745 (-)
2025	$4,361.00 (-4.26%)	$387,000 (+1.79%) Land $50,400 Building $336,600	$424,745 (-)
2024	$4,555.00 (+3.1%)	$380,200 (+10.49%) Land $48,000 Building $332,200	$424,745
2023	$4,418.00	$344,100 Land $48,000 Building $296,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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