15 Lovell Pl, Phillipston (Athol), MA 01331 Property Records

Worcester County and Phillipston Town property record for 15 Lovell Pl, Phillipston, MA 01331

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,748 sqft · built 1983
Lot Size	17.9 acres (782,187 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,240 (2026)
Deeds & Mortgages	Jul 2021 Line of Credit Jun 2017 Line of Credit + 1 more
APN	`PHIL M:00042 L:0002B`

Property Details

APN / Parcel Number

Primary APN	`PHIL M:00042 L:0002B`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,748 sqft Living Area
Gross Area	9,539 sqft
Basement Area	1,822 sqft
Unfinished Basement	1,822 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	782,187 sqft (17.9 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	15 LOVELL PL
City	PHILLIPSTON
State	MA
Zip	01331-9460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	2B
Jurisdiction	PHILLIPSTON MA
Township / Civil Division	PHILLIPSTON
Census Block Group	1
Census Block	1012
Census Tract	704201

Owner

Source: Worcester County and Phillipston Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 LOVELL PL, PHILLIPSTON, MA 01331-9460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK
Jun 22, 2017	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK
Mar 20, 2017	Deed of Trust, Mortgage FIRST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Property Address	15 LOVELL PL, PHILLIPSTON, MA 01331-9460
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065675-53
Date	Jul 23, 2021
Book Page	65675/53
Instrument	102630

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Property Address	15 LOVELL PL, PHILLIPSTON, MA 01331-9460
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57297-294
Date	Jun 22, 2017
Book Page	57297/294
Instrument	64590

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2037

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Property Address	15 LOVELL PL, PHILLIPSTON, MA 01331-9460
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56866-93
Date	Mar 20, 2017
Book Page	56866/93
Instrument	27764

Lender

Name	FIRST BANK INC

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

Source: Worcester County and Phillipston Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Phillipston Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,240.00 (+3.03%)	$935,200 (+6.04%) Land $80,800 Building $854,400	$712,120 (-)
2025	$9,939.00 (-3.45%)	$881,900 (+2.63%) Land $74,400 Building $807,500	$712,120 (-)
2024	$10,294.00 (-2.9%)	$859,300 (+4.08%) Land $70,500 Building $788,800	$712,120
2023	$10,601.00	$825,600 Land $70,500 Building $755,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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