55 Lost Acres Dr, Chepachet, RI 02814 Property Records

Glocester Town property record for 55 Lost Acres Dr, Chepachet, RI 02814

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 2,520 sqft · built 1960
Lot Size	0.402 acres (17,511 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jun 2010)
Tax Bill	$8,974 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-0084-10`

Property Details

APN / Parcel Number

Primary APN	`19-0084-10`
Alternative APN	`GLOC M:005 B:015`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,520 sqft Living Area
Gross Area	5,648 sqft
1st Floor Area	1,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,511 sqft (0.402 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Account Number	19-0084-10
Street Address	55 LOST ACRES DR
City	CHEPACHET
State	RI
Zip	02814-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Block	15
Jurisdiction	GLOCESTER RI
Township / Civil Division	GLOCESTER
Census Block Group	2
Census Block	2058
Census Tract	13101

Owner

55 Lost Acres Dr is owned and occupied by two individuals who bought it in June 2010.

Source: Glocester Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	55 LOST ACRES DR, CHEPACHET, RI 02814-1723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Apr 3, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2010 · Amount on File
Deed Sale	Jun 7, 2010 · Amount on File
Deed Book / Page	559 / 131
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Recording Date	May 18, 2026
Property Address	55 LOST ACRES DR, CHEPACHET, RI 02814-1723
Document Number	0000057028
Book / Page	989 / 242
Instrument Date	May 6, 2026
Instrument	202657028
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000989-242,
Date	May 18, 2026
Book Page	989/242
Instrument	202657028

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2051

Interest

Rate	6.37%
Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	55 LOST ACRES DR, CHEPACHET, RI 02814-1723
Document Number	768-235
Instrument Date	Apr 3, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 LOST ACRES DR CHEPACHET RI 028141723, CHEPACHET, RI 02814-1723

Mortgage

Document Number	768-235
Date	Apr 24, 2018
Book Page	000768/000235
Instrument	38490

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 55 Lost Acres Dr was $8,974.

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Glocester Town
Secondary School District	Foster-Glocester Regional School District (06 - 12)
Elementary School District	Glocester Elementary School District (PK - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,974.00	$629,300 Land $179,800 Building $449,500	$559,564
2023	$8,968.00 (+5.27%)	$629,300 (+38.06%) Land $179,800 Building $449,500
2022	$8,519.00	$455,800 Land $111,900 Building $343,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Lost Acres Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Lost Acres Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

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