43 Lost Acres Dr, Chepachet, RI 02814 Property Records

Glocester Town property record for 43 Lost Acres Dr, Chepachet, RI 02814

Property Summary

Property Type	Single Family Home
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on Record
Last Sale	$309,000 (Aug 2013)
Tax Bill	$6,649 (2025)
Deeds & Mortgages	May 2022 Refinance Nov 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-0093-98`

Property Details

APN / Parcel Number

Primary APN	`15-0093-98`
Alternative APN	`GLOC M:005 B:012`

Exterior

Architectural Style	Duplex Single
Lot Area	48,787 sqft (1.12 acres)
Deck Area	Deck Area
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	15-0093-98
Street Address	43 LOST ACRES DR
City	CHEPACHET
State	RI
Zip	02814-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Block	12
Jurisdiction	GLOCESTER RI
Township / Civil Division	GLOCESTER
Census Block Group	2
Census Block	2047
Census Tract	13101

Owner

Source: Glocester Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	43 LOST ACRES DR, CHEPACHET, RI 02814-1723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Nov 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Nov 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Jan 13, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2013 · Amount on Record
Deed Sale	Aug 22, 2013 · Amount on Record
Deed Book / Page	650 / 31
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	43 LOST ACRES DR, CHEPACHET, RI 02814-1723
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000903-37
Date	May 6, 2022
Book Page	903/37
Instrument	49665

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2047

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	43 LOST ACRES DR, CHEPACHET, RI 02814-1723
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000888-46
Date	Nov 17, 2021
Book Page	888/46
Instrument	48429

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	43 LOST ACRES DR, CHEPACHET, RI 02814-1723
Transaction Type	Mortgage
Record Updated	Dec 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	888-46
Date	Nov 17, 2021
Book Page	888/46
Instrument	48429

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	43 LOST ACRES DR, CHEPACHET, RI 02814-1723
Document Number	763-128
Book / Page	000763 / 000128
Instrument Date	Jan 13, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 LOST ACRES DR CHEPACHET RI 028141723, CHEPACHET, RI 02814-1723

Mortgage

Document Number	763-128
Date	Feb 1, 2018
Book Page	000763/000128
Instrument	37994

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Glocester Town
Secondary School District	Foster-Glocester Regional School District (06 - 12)
Elementary School District	Glocester Elementary School District (PK - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,649.00 (+0.06%)	$466,300 (-) Land $187,900 Building $278,400	$595,492
2023	$6,645.00 (+4.45%)	$466,300 (+36.99%) Land $187,900 Building $278,400
2022	$6,362.00	$340,400 Land $116,900 Building $223,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

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