55 Locust St, Ridgeway, VA 24148 Property Records

Henry County property record for 55 Locust St, Ridgeway, VA 24148

Property Summary

Property Type	Single Family Home
Details	1 ba · 672 sqft · built 1948
Lot Size	0.31 acres (13,708 sqft)
Owner	Company Name on Record
Tax Bill	$101 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Oct 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`148890001`

Property Details

APN / Parcel Number

Primary APN	`148890001`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	672 sqft Living Area
Basement Area	672 sqft
Unfinished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	13,708 sqft (0.31 acres)

Location & Zoning

Street Address	55 LOCUST ST
City	RIDGEWAY
State	VA
Zip	24148-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	MASON HTS LOT 34
Legal Subdivision	MASON HEIGHTS
Legal Lot Number	34
Jurisdiction	HENRY VA
Township / Civil Division	RIDGEWAY
Census Block Group	2
Census Block	2012
Census Tract	10602

Owner

Source: Henry County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	892 J B DALTON RD, RIDGEWAY, VA 24148-3247
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2018	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN NATIONAL BANK AND TRUST COMPANY
Oct 19, 2017	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2017
Deed Sale	Oct 19, 2017
Deed Document Number	20173788
Prior Transfer Date	Aug 28, 2017
Prior Transfer Doc	0000003788
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	55 LOCUST ST, RIDGEWAY, VA 24148-3507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180002906
Date	Aug 17, 2018
Instrument	180002906

Lender

Name	AMERICAN NATIONAL BANK AND TRUST COMPANY

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	HENRY VA
Recording Date	Oct 19, 2017
Property Address	55 LOCUST ST, RIDGEWAY, VA 24148-3507
Document Number	170003788
Instrument Date	Aug 28, 2017
Instrument	170003788
Transaction Type	Foreclosure
Record Updated	Oct 21, 2021

Transaction

Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 J B DALTON RD APT 1, 1, RIDGEWAY, VA 24148-4916

Tax Assessment & Valuation

Source: Henry County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Henry County
Unified School District	Henry County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$101.00	$18,200 (-) Land $6,500 Building $11,700
2023	$101.00	$18,200 Land $6,500 Building $11,700	$18,200 (-) Land $6,500 Building $11,700
2021			$18,200 Land $6,500 Building $11,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPPER SMITH RIVER WATER SUPPLY serves 29,721 people · EPA ID VA5089852
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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