Henry County property record for 87 Locust St, Ridgeway, VA 24148
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 672 sqft · built 1948 |
| Owner | Individual Name on Record |
| Last Sale | $24,500 (Oct 1985) |
| Tax Bill | $173 (2025) |
| Deeds & Mortgages | Sep 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 250625000 |
| Primary APN | 250625000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Building Area | 672 sqft Living Area |
| Year Built | Built 1948 |
|---|
| Street Address | 87 LOCUST ST |
|---|---|
| City | RIDGEWAY |
| State | VA |
| Zip | 24148-3507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | MASON HGTS LOT 31 |
| Legal Subdivision | MASON HGT |
| Legal Lot Number | 31 |
| Jurisdiction | HENRY VA |
| Township / Civil Division | RIDGEWAY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 10602 |
Source: Henry County records, as of October 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 87 LOCUST ST, RIDGEWAY, VA 24148-3507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 1985 · Amount on Record |
| Deed Sale | Oct 10, 1985 · Amount on Record |
| Deed Document Number | 0000405351 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRY VA |
| Property Address | 87 LOCUST ST, RIDGEWAY, VA 24148-3507 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230003659 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 230003659 |
| Name | VALLEYSTAR CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 25, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Henry County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Henry County |
| Unified School District | Henry County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $173.00 | $31,300 (-) Land $6,500 Building $24,800 | |
| 2023 | $173.00 | $31,300 Land $6,500 Building $24,800 | $31,300 (-) Land $6,500 Building $24,800 |
| 2021 | $31,300 Land $6,500 Building $24,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UPPER SMITH RIVER WATER SUPPLY serves 29,721 people · EPA ID VA5089852 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile, Verizon.
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