Monmouth County and Neptune City Borough property record for 55 Laurel Ave, Neptune, NJ 07753
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,153 sqft · built 1917 |
| Lot Size | 0.082 acres (3,591 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Sep 2022) |
| Tax Bill | $7,789 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-00059-0000-00019 |
| Primary APN | 36-00059-0000-00019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,153 sqft Living Area |
| 1st Floor Area | 657 sqft |
| Upper Floors Area | 496 sqft |
| Basement Area | 234 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 3,591 sqft (0.082 acres) |
| Lot Dimensions | 63 ft deep x 57 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Heating System | Hot Water |
|---|---|
| Sewer | Connected |
| Street Address | 55 LAUREL AVE |
|---|---|
| City | NEPTUNE |
| State | NJ |
| Zip | 07753-6409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ADDITIONAL LOTS: 20 |
| Legal Block | 59 |
| Legal Lot Number | 19 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | NEPTUNE CITY |
| Census Block Group | 4 |
| Census Block | 4046 |
| Census Tract | 808100 |
Source: Monmouth County and Neptune City Borough records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 LAUREL AVE, NEPTUNE, NJ 07753-6409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2022 | Bargain and Sale Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Jan 10, 2020 | Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2022 · Amount on Record |
| Deed Sale | Sep 30, 2022 · Amount on Record |
| Prior Sale | Jan 10, 2020 · Amount on Record |
| Deed Document Number | 202298927 |
| Deed Book / Page | 9617 / 7390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 30, 2022 |
| Property Address | 55 LAUREL AVE, NEPTUNE, NJ 07753-6409 |
| Document Number | 0096177390 |
| Book / Page | 9617 / 7390 |
| Instrument Date | Jul 19, 2022 |
| Instrument | 2022098927 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | TWO RIVERS TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,215.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 707 BERKELEY LANE, NEPTUNE, NJ 07753-4307 |
| Name | Verified Name |
|---|---|
| Address | 55 LAUREL AVE, NEPTUNE CITY, NJ 07753-6409 |
| Investor | Possibly a Property Investor |
| Document Number | 2022098928 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 2022098928 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2052 |
| Document Number | 0096177444 |
|---|---|
| Date | Sep 30, 2022 |
| Book Page | 9617/7444 |
| Instrument | 2022098929 |
| Name | NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
|---|---|
| Type | Government Agency |
| Address | TRENTON, NJ 08650 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 58 Months |
| Due | Jul 19, 2027 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 10, 2020 |
| Property Address | 55 LAUREL AVE, NEPTUNE, NJ 07753-6409 |
| Document Number | 0000003703 |
| Book / Page | 009390 / 004851 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 3703 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2020 |
| Title Company | SURETY TITLE AGENCY COASTAL RE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 LAUREL AVE NEPTUNE CITY NJ 077536409, NEPTUNE CITY, NJ 07753-6409 |
| Document Number | 3704 |
|---|---|
| Date | Jan 10, 2020 |
| Book Page | 009390/004860 |
| Instrument | 3704 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 9, 2050 |
Source: Monmouth County and Neptune City Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Neptune City Borough |
| Unified School District | Neptune City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $468,100 (+6.19%) Land $245,700 Building $222,400 | $468,100 (+6.19%) Land $245,700 Building $222,400 | |
| 2025 | $7,789.00 (+2.37%) | $440,800 (+15.09%) Land $227,800 Building $213,000 | $440,800 (+15.09%) Land $227,800 Building $213,000 |
| 2024 | $7,609.00 (+31.69%) | ||
| 2023 | $383,000 Land $186,700 Building $196,300 | $383,000 Land $186,700 Building $196,300 | |
| 2022 | $5,778.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 5 (1995–2023) |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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