73 Laurel Ave, Neptune, NJ 07753 Property Records

Monmouth County and Neptune City Borough property record for 73 Laurel Ave, Neptune, NJ 07753

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,468 sqft · built 1966
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Jun 2015)
Tax Bill	$7,395 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-00054-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`36-00054-0000-00018`
Alternative APNs	`360005400000001819` `360005400018`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,468 sqft Living Area
1st Floor Area	880 sqft
Upper Floors Area	1,028 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Bi-Level
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Built-in
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	360005400000001819
Street Address	73 LAUREL AVE
City	NEPTUNE
State	NJ
Zip	07753-6466
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	AVAONDALE TER/AVON MAP B
Legal Block	54
Legal Lot Number	18
Jurisdiction	MONMOUTH NJ
Township / Civil Division	NEPTUNE CITY
Census Block Group	4
Census Block	4038
Census Tract	808100

Owner

73 Laurel Ave is owned and occupied by two individuals who bought it in June 2015.

Source: Monmouth County and Neptune City Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	73 LAUREL AVE, NEPTUNE, NJ 07753-6466
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NBRHD MTG ACCPTNC
Jul 26, 2019	Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA
Apr 24, 2017	Deed of Trust, Mortgage · Conventional with PMI AMERICAN NBRHD MTG ACCPTNC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2015 · Amount on File
Deed Sale	Jun 9, 2015 · Amount on File
Deed Document Number	201551570
Deed Book / Page	9116 / 9011
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	73 LAUREL AVE, NEPTUNE, NJ 07753-6466
Document Number	0000095323
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	OCEANVIEW TITLE AGENCY LLC, OCEANVIEW TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	73 LAUREL AVE NEPTUNE CITY NJ 077536466, NEPTUNE CITY, NJ 07753-6466

Mortgage

Document Number	0000095323
Date	Aug 25, 2020
Book Page	009436/003887
Instrument	95323

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 24, 2045

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	73 LAUREL AVE, NEPTUNE, NJ 07753-6466
Document Number	0000071295
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 LAUREL AVE NEPTUNE CITY NJ 077536466, NEPTUNE CITY, NJ 07753-6466

Mortgage

Document Number	0000071295
Date	Aug 8, 2019
Book Page	009361/006485
Instrument	71295

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19602

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2049

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	73 LAUREL AVE, NEPTUNE, NJ 07753-6466
Document Number	0000046706
Book / Page	009226 / 004264
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	Jun 19, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	73 LAUREL AVE NEPTUNE CITY NJ 077536466, NEPTUNE CITY, NJ 07753-6466

Mortgage

Document Number	0000046706
Date	May 10, 2017
Book Page	009226/004264
Instrument	46706

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 73 Laurel Ave was $7,395, up 3.3% from the year before.

Source: Monmouth County and Neptune City Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Neptune City Borough
Unified School District	Neptune City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$443,000 (+5.85%) Land $250,200 Building $192,800	$443,000 (+5.85%) Land $250,200 Building $192,800
2025	$7,395.00 (+3.33%)	$418,500 Land $233,800 Building $184,700	$418,500 Land $233,800 Building $184,700
2024	$7,157.00
2023		$358,400 Land $188,200 Building $170,200	$358,400 Land $188,200 Building $170,200
2022	$6,459.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 73 Laurel Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	5 (1995–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 73 Laurel Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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