55 Lansdowne Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 55 Lansdowne Ct, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,686 sqft · built 1987
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on Record
Last Sale$344,000 (Aug 2016)
Tax Bill$4,868 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNA883001804

Property Details

APN / Parcel Number

Primary APNA883001804
Alternative APN
  • 3-0118-6255-00-0132.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area3,686 sqft Living Area
Gross Area5,000 sqft
1st Floor Area2,269 sqft
Basement Area2,269 sqft
Finished Basement1,417 sqft
Unfinished Basement852 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialWood Shingle
Lot Area13,939 sqft (0.32 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area504 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA883001804
Street Address55 LANSDOWNE CT
CitySAINT CHARLES
StateMO
Zip63303-2928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERITAGE ADDN #3 LOT 132
Legal SubdivisionHERITAGE ADDN #3
Legal Lot Number132
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group1
Census Block1000
Census Tract311146

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address55 LANSDOWNE CT, SAINT CHARLES, MO 63303-2928
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2016 · Amount on Record
Deed SaleAug 19, 2016 · Amount on Record
Prior SaleAug 2, 2016 · Amount on Record
Deed Document Number201653979
Deed Book / Page6596 / 869
Prior Transfer DateAug 18, 2016
Prior Transfer Doc0065960869
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address55 LANSDOWNE CT, SAINT CHARLES, MO 63303-2928
Document Number0000067697
Instrument DateSep 5, 2020
Transaction TypeMortgage
Record UpdatedOct 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address55 LANSDOWNE CT ST CHARLES MO 633032928, ST CHARLES, MO 63303-2928

Mortgage

Document Number0000067697
DateSep 14, 2020
Instrument67697
Lender
NameGOLDEN OAK LNDG
AddressSAINT LOUIS, MO 63146
Agreement
AmountAmount Recorded
Term180 Months
DueSep 13, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$81,185 (-)$427,289 (-) Land $80,000 Building $347,289
2025$4,868.00 (+9.25%)$81,185 (+12.6%)$427,289 (+12.6%) Land $80,000 Building $347,289
2024$4,456.00
2023$72,103
2022$379,488 Land $70,000 Building $309,488

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Most Recent ClaimJul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Wisper ISP.

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