52 Lansdowne Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 52 Lansdowne Ct, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,258 sqft · built 1987
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$431,000 (Sep 2024)
Tax Bill	$5,311 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A883001801`

Property Details

APN / Parcel Number

Primary APN	`A883001801`
Alternative APN	`3-0118-6255-00-0129.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,258 sqft Living Area
Gross Area	4,579 sqft
1st Floor Area	1,453 sqft
Basement Area	1,247 sqft
Finished Basement	564 sqft
Unfinished Basement	683 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	245 sqft
Patio Area	211 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A883001801
Street Address	52 LANSDOWNE CT
City	SAINT CHARLES
State	MO
Zip	63303-2928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERITAGE ADDN #3 LOT 129
Legal Subdivision	HERITAGE ADDN #3
Legal Lot Number	129
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	1
Census Block	1000
Census Tract	311146

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	52 LANSDOWNE CT, SAINT CHARLES, MO 63303-2928
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · Commercial Mortgage TRIAD BANK
Sep 4, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2024 · Amount on Record
Deed Sale	Sep 3, 2024 · Amount on Record
Prior Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	202435790
Prior Transfer Date	Aug 29, 2024
Prior Transfer Doc	0000035789
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	52 LANSDOWNE CT, SAINT CHARLES, MO 63303-2928
Transaction Type	Mortgage
Record Updated	Jan 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 LANSDOWNE CT, SAINT CHARLES, MO 63303-2928

Mortgage

Document Number	0000066411
Date	Dec 19, 2022
Instrument	2022R-066411

Lender

Name	TRIAD BANK
Type	Bank
Address	SAINT LOUIS, MO 63131

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 4, 2018
Property Address	52 LANSDOWNE CT, SAINT CHARLES, MO 63303-2928
Document Number	0069710603
Book / Page	006971 / 000603
Instrument Date	Aug 29, 2018
Instrument	502110
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	52 LANSDOWNE CT ST CHARLES MO 633032928, ST CHARLES, MO 63303-2928

Mortgage

Document Number	69710605
Date	Sep 4, 2018
Book Page	006971/000605
Instrument	502120

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,617 (-)	$466,407 (-) Land $80,000 Building $386,407
2025	$5,311.00	$88,617 (+13.02%)	$466,407 (+13.02%) Land $80,000 Building $386,407
2023		$78,408
2022			$412,675 Land $70,000 Building $342,675

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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