Otsego County and Cherry Valley Town property record for 55 Lancaster St, Cherry Valley, NY 13320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,899 sqft · built 1900 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $69,000 (Oct 1998) |
| Tax Bill | $3,214 (2026) |
| Deeds & Mortgages | May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 362401 58.14-2-24.00 |
| Primary APN | 362401 58.14-2-24.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,899 sqft Living Area |
| 1st Floor Area | 1,138 sqft |
| 2nd Floor Area | 761 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Width | 50 ft Width |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 270 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 057300 |
|---|---|
| Street Address | 55 LANCASTER ST |
| City | CHERRY VALLEY |
| State | NY |
| Zip | 13320-2604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 998FILED MAP # 1495 0 0 |
| Legal Block | 2 |
| Legal Lot Number | 24.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | CHERRY VALLEY |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 590101 |
55 Lancaster St is owned and occupied by an individual who acquired it in July 2013.
Source: Otsego County and Cherry Valley Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 55 LANCASTER ST, CHERRY VALLEY, NY 13320-2604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 1998 · Amount on File |
| Deed Sale | Oct 13, 1998 · Amount on File |
| Deed Book / Page | 845 / 208 |
| Last Transfer Date | Jul 8, 2013 |
| Transfer Doc | 0020133690 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | May 25, 2018 |
| Property Address | 55 LANCASTER ST, CHERRY VALLEY, NY 13320-2604 |
| Document Number | 0000002311 |
| Instrument Date | May 25, 2018 |
| Instrument | 2311 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 LANCASTER ST CHERRY VALLEY NY 13320, CHERRY VALLEY, NY 13320 |
The 2026 property tax bill for 55 Lancaster St was $3,214, down 8.5% from the year before.
Source: Otsego County and Cherry Valley Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Cherry Valley Town |
| Municipality | Cherry Valley Village |
| Unified School District | Cherry Valley-Springfield Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,214.00 (-8.54%) | ||
| 2025 | $3,514.00 | $105,000 Land $22,400 Building $82,600 | $150,000 Land $32,000 Building $118,000 |
| 2023 | $105,000 Land $22,400 Building $82,600 | $126,750 Land $27,040 Building $99,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Lancaster St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Lancaster St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHERRY VALLEY VILLAGE serves 620 people · EPA ID NY3800144 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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