Otsego County and Cherry Valley Town property record for 41 Lancaster St, Cherry Valley, NY 13320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,129 sqft · built 1890 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $27,830 (May 2015) |
| Tax Bill | $2,156 (2026) |
| Deeds & Mortgages | Jul 2020 Transfer Jan 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 362401 58.14-2-21.00 |
| Primary APN | 362401 58.14-2-21.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,129 sqft Living Area |
| 1st Floor Area | 1,214 sqft |
| 2nd Floor Area | 915 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Width | 73 ft Width |
| Garage Type | Detached |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 238 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 001500 |
|---|---|
| Street Address | 41 LANCASTER ST |
| City | CHERRY VALLEY |
| State | NY |
| Zip | 13320-2604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 978 0 0 |
| Legal Block | 2 |
| Legal Lot Number | 21.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | CHERRY VALLEY |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 590101 |
41 Lancaster St is owned and occupied by two individuals who acquired it in June 2020.
Source: Otsego County and Cherry Valley Town records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 LANCASTER ST, CHERRY VALLEY, NY 13320-2604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2020 | Quit Claim Deed, Transfer INGEO |
| Jan 15, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2015 · Amount on File |
| Deed Sale | May 28, 2015 · Amount on File |
| Prior Sale | Aug 12, 2014 · Amount on File |
| Deed Book / Page | 2015 / 2355 |
| Last Transfer Date | Jun 3, 2020 |
| Transfer Doc | 0000000690 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jul 6, 2020 |
| Property Address | 41 LANCASTER ST, CHERRY VALLEY, NY 13320-2604 |
| Document Number | 0000002690 |
| Instrument Date | Jun 3, 2020 |
| Instrument | 2690 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2020 |
| Title Company | INGEO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 LANCASTER ST CHERRY VALLEY NY 133202604, CHERRY VALLEY, NY 13320-2604 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jan 15, 2019 |
| Property Address | 41 LANCASTER ST, CHERRY VALLEY, NY 13320-2604 |
| Document Number | 0000000252 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 252 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 LANCASTER ST CHERRY VALLEY NY 133202604, CHERRY VALLEY, NY 13320-2604 |
The 2026 property tax bill for 41 Lancaster St was $2,156, down 54.5% from the year before.
Source: Otsego County and Cherry Valley Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Cherry Valley Town |
| Municipality | Cherry Valley Village |
| Unified School District | Cherry Valley-Springfield Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,156.00 (-54.51%) | ||
| 2025 | $4,740.00 | $70,000 Land $17,700 Building $52,300 | $100,000 Land $25,286 Building $74,714 |
| 2023 | $70,000 Land $17,700 Building $52,300 | $84,500 Land $21,366 Building $63,134 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Lancaster St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Lancaster St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHERRY VALLEY VILLAGE serves 620 people · EPA ID NY3800144 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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