Schenectady County and Schenectady City property record for 51 James St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,400 sqft · built 1910 |
| Lot Size | 0.077 acres (3,395 sqft) |
| Owner | Individual Name on File |
| Last Sale | $37,000 (Dec 2000) |
| Tax Bill | $4,223 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.68-2-34 |
| Primary APN | 421500 49.68-2-34 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 728 sqft |
| 2nd Floor Area | 672 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,395 sqft (0.077 acres) |
| Lot Dimensions | 97 ft deep x 35 ft wide |
| Garage Type | Detached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 232 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 51 JAMES ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 34.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20700 |
51 James St is owned and occupied by an individual who bought it in December 2000.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 51 JAMES ST, SCHENECTADY, NY 12304-1305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2000 · Amount on File |
| Deed Sale | Dec 29, 2000 · Amount on File |
| Deed Book / Page | 1593 / 17 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 51 James St was $4,223 with a homeowner's exemption, up 4% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,223.00 (+3.99%) Homeowner's exemption | ||
| 2025 | $4,061.00 | $88,600 Land $13,300 Building $75,300 | $146,713 Land $22,024 Building $124,689 |
| 2023 | $88,600 (-) Land $13,300 Building $75,300 | $112,152 (+3.8%) Land $16,835 Building $95,317 | |
| 2022 | $88,600 Land $13,300 Building $75,300 | $108,049 Land $16,220 Building $91,829 | |
| 2021 | $3,703.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 51 James St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 51 James St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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