55 J St, Chula Vista, CA 91910 Property Records

San Diego County property record for 55 J St, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,606 sqft · built 1949
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Aug 2012)
Tax Bill	$4,569 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`574-140-26-00`

Property Details

APN / Parcel Number

Primary APN	`574-140-26-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,606 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	55 J ST
City	CHULA VISTA
State	CA
Zip	91910-6010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1/4 SEC 122 LOT 14 /EXC NLY 150 FT/ WLY 50 FT OF ELY 100 FT IN TR 000505
Legal Subdivision	CHULA VISTA
Legal Tract	000505
Legal Block	3
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3006
Census Tract	12900

Owner

55 J St is owned and occupied by two individuals who bought it in August 2012.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 J ST, CHULA VISTA, CA 91910-6010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 30, 2021	Intrafamily Transfer, Transfer AMROCK INC, AMROCK LLC
Aug 24, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2012 · Amount on File
Deed Sale	Aug 31, 2012 · Amount on File
Prior Sale	May 4, 2012 · Amount on File
Deed Document Number	2012526744
Prior Transfer Date	Jan 16, 1997
Prior Transfer Doc	0000038507
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	55 J ST, CHULA VISTA, CA 91910-6010
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 J ST, CHULA VISTA, CA 91910-6010

Mortgage

Document Number	0000287457
Date	Apr 14, 2021
Instrument	2021-0287457

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	236 Months
Due	Dec 1, 2040

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	55 J ST, CHULA VISTA, CA 91910-6010
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 J ST, CHULA VISTA, CA 91910-6010

Mortgage

Document Number	0000815488
Date	Nov 30, 2021
Instrument	2021-0815488

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 30, 2021
Property Address	55 J ST, CHULA VISTA, CA 91910-6010
Document Number	0000815489
Map Reference	MAP 505
Instrument Date	Nov 12, 2021
Instrument	2021-0815489
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 J ST, CHULA VISTA, CA 91910-6010

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	55 J ST, CHULA VISTA, CA 91910-6010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000348559
Date	Aug 24, 2018
Instrument	2018-0348559

Lender

Name	MISSION FCU
Type	Credit Union
Address	SANTA ANA, CA 92707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 55 J St was $4,569.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$389,365 (+2%) Land $188,401 Building $200,964
2025	$4,569.00	$381,731 Land $184,707 Building $197,024
2023	$4,348.00 (+2.96%)	$366,910 Land $177,536 Building $189,374
2022	$4,223.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 55 J St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 55 J St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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