San Diego County property record for 38 J St, Chula Vista, CA 91910
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,812 sqft · built 1953 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,781 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 574-281-26-00 |
| Primary APN | 574-281-26-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,812 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 8,000 sqft (0.184 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 5742801800 |
|---|---|
| Street Address | 38 J ST |
| City | CHULA VISTA |
| State | CA |
| Zip | 91910-6011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 8 WLY 50 FT OF ELY 100 FT OF NLY 160 FT TR 001482 |
| Legal Subdivision | EITZEN |
| Legal Tract | 001482 |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12900 |
38 J St is owned and occupied by an individual who acquired it in January 1994.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 J ST, CHULA VISTA, CA 91910-6011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Aug 25, 2021 | Deed of Trust, Mortgage DISCOVER BANK |
| Jun 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 20, 1994 |
| Transfer Doc | 0000063207 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 38 J ST, CHULA VISTA, CA 91910-6011 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 38 J STRET, CHULA VISTA, CA 91910-6011 |
| Document Number | 0000812922 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021-0812922 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 38 J ST, CHULA VISTA, CA 91910-6011 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 38 J ST, CHULA VISTA, CA 91910-6011 |
| Document Number | 0000603418 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 2021-0603418 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Aug 23, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 38 J ST, CHULA VISTA, CA 91910-6011 |
| Document Number | 0000244315 |
| Instrument Date | Jun 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 38 J ST CHULA VISTA CA 919106011, CHULA VISTA, CA 91910-6011 |
| Document Number | 0000244315 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 244315 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 14, 2048 |
The 2025 property tax bill for 38 J St was $2,781 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $242,983 (+2%) Land $95,076 Building $147,907 | |
| 2025 | $2,781.00 Homeowner's exemption | $238,219 Land $93,212 Building $145,007 |
| 2023 | $2,643.00 (+3%) Homeowner's exemption | $228,971 Land $89,594 Building $139,377 |
| 2022 | $2,566.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 38 J St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 10 (1978–2004) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Feb 2004 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38 J St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Wyyerd Connect.
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